1. Income Insurance Limited ("Income Insurance") is offering the following promotion (the "Promotion") subject to these Terms and Conditions:
i. A customer shall be eligible to enjoy the discount and receive Professional Deep Cleaning Credits (“Credits”) and STAR$® (the "Promotional Gift") in the amounts set out in the table on webpage above with the purchase of the following policy ("Qualifying Policy") in accordance with the minimum premium amount of the Qualifying Policy purchased. This Promotion is not applicable to Enhanced Home Insurance 1-year plan.
ii. Income Insurance is offering a 25% discount on the first 3-years premiums payable to applicants who successfully purchased the Qualifying Policy via:
- The Income Insurance website online at income.com.sg/buy/enhanced-home-insurance; or
- My Income Insurance App; or
- Income Insurance advisors; or
- Any Income Insurance branches; or
- The Home product hotline 6788 1111.
2. To qualify for this promotion:
i. New business applications to purchase the Qualifying Policy must be submitted to Income Insurance from 16 November 2024 to 31 December 2024 (both dates inclusive) (“Promotion Period”), and if such applications are approved by Income Insurance, the policies must be successfully issued for the customer to be eligible to enjoy the promotion;
ii. the Qualifying Policy must have a minimum premium of $107.91 (after application of discount under the Promotion and including 9% GST);
iii. applicants must enter or quote a valid promotion code “STAR50” in the applications to purchase the Qualifying Policy; and
iv. premium payment must be successfully received by Income Insurance during the Promotion Period.
3. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.
4. The 25% premium discount is not exchangeable for cash or any benefit in kind.
5. The Qualifying Policy will receive a 15% discount for subsequent renewals.
6. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.
7. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.
8. Income will send a redemption email to customers eligible to enjoy the Promotion 2 months after the Qualifying Policy issue date, provided that the Qualifying Policy is/are in-force as of that date.
9. Eligible customers may refer to the email for instructions on the redemption of the Credits and Promotional Gift. No hardcopy letter will be sent.
10. The Credits and Promotional Gift are not exchangeable for cash or any benefits-in-kind.
11. Income reserves the right to replace the Credits and Promotional Gift with item(s) of similar value (“Replacement Item(s)”).
12. Usage of the Credits, Promotional Gift and/or Replacement Item(s) shall be subject to terms and conditions imposed by the merchant or manufacturer of the Credits, Promotional Gift and Replacement Item(s).
13. Under no circumstances shall Income be liable to any customer or party, whether in contract, tort (including negligence) or otherwise, for any liabilities, losses, damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the Promotion and/or use of the Credits, Promotional Gift and Replacement Item(s).
14. Income is not the merchant or manufacturer of the Credits, Promotional Gift and Replacement Item(s) and provides no warranty in respect of the same. Income makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, fitness for a particular purpose, and against infringement of intellectual property rights in respect of the Credits, Promotional Gift and Replacement Item(s).
15. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and merchant or manufacturer of the Credits, Promotional Gift and Replacement Item(s). Neither is this Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the Credits, Promotional Gift and Replacement Item(s).
16. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.
17. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeals will be entertained.
For enquiries on the Promotion, Customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.
This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms and conditions of this plan at policy conditions.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 15 November 2024.
