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Here’s how our Medical Malpractice Insurance can protect you.
Get coverage when incidents occur within Singapore.
Get coverage of up to $1 million (depending on the selected medical profession) for any one period of insurance.
Stay covered for a year from the commencement date, with the option to renew your policy on a yearly basis.
Pay only for the protection you need with premium rates determined based on the type of your medical practice.
For a more detailed look at how much you will need to pay, you may view the full premium table here
Claims-Made Basis Coverage
You will be covered only if the claim is made and reported during the active policy period, regardless of when the incident occurred. Key aspects include coverage for claim incidents occurring during previous active policy periods.
| Coverage Trigger | The policy is activated when a claim is first made and reported, not when the incident happened. |
| Active Policy Required | To be covered, the policy must be active at the time the claim is reported. |
| Retroactive Date | This date, set by the insurer, is the earliest date an incident can occur and still be covered. Incidents before this date are not covered, even if reported during the policy period. |
| Continuous Coverage is Crucial | If there’s a gap in coverage (e.g. policy lapses or switching insurers without extended reporting), claims may not be covered. |
Who is eligible for coverage
| Medical Malpractice Professional Indemnity | Traditional Chinese Medical Practitioner Medical Indemnity | |
Eligibility | Proof of registered membership at Allied Health Professions Council (AHPC) and/or other practice-specific national regulatory body. | Proof of registered membership at Traditional Chinese Medicine Practitioners Board. |
| BUY NOW | BUY NOW |
Your policy toolkit
Exclusions
This policy does not cover, including without limitation, the following situations:
- All known claims, circumstances and allegations that might lead to claims at commencement of the policy.
- War and terrorism.
- Fines, penalties.
- Loss due to dishonest, fraudulent, criminal or malicious acts.
- The operation or management of a blood bank.
Understand the details
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of the policies at Medical Malpractice Professional Indemnity and Traditional Chinese Medical Practitioner Medical Indemnity. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
Information is correct as at 12 January 2026
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