Overseas Medical Expenses rider (optional) Maximum benefit (S$)
ME Starter ME Value ME Supreme
Per insured person Per family cover Per insured person Per family cover Per insured person Per family cover
Section 20a Overseas medical expenses incurred due to sickness and injury
Overall section limit
per policy year
($100 excess per outpatient visit due to sickness)
50,000 250,000 100,000 500,000 200,000 1,000,000
Sub-limit for medical aids and equipment per incident 500 500 500
Sub-limit for outpatient medical treatment incurred due to sickness per policy year 5,000 5,000 5,000
Sub-limit for continuing medical treatment in Singapore per policy year 5,000 5,000 5,000
Section 20b COVID-19 medical cover
Limit per incident for overseas medical expenses incurred due to COVID-19 50,000 250,000 100,000 500,000 200,000 1,000,000
Limit per incident for emergency medical evacuation and sending you home due to COVID-19 100,000 300,000 100,000 300,000 100,000 300,000
Trip Protect rider (optional)
Protecting your leisure trips
Trip Protect Starter Trip Protect Value Trip Protect Supreme
Per insured person Per family cover Per insured person Per family cover Per insured person Per family cover
Section 21a Theft or damage of personal belongings
Overall section limit per leisure trip 1,000 5,000 2,000 10,000 3,000 15,000
Sub-limit for laptop 1,000 1,000 1,000
Sub-limit for mobile phone 300 300 300
Sub-limit for each other item, set or pair 500 500 500
Section 21b Losing travel documents
Overall section limit per leisure trip 500 2,500 750 3,750 1,000 5,000
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500
Section 21c Rental vehicle excess
Limit per leisure trip 3,000 3,000 4,000 4,000 5,000 5,000
Section 21d Cancelling your trip
Limit per leisure trip 1,000 5,000 2,000 10,000 3,000 15,000
Section 21e Trip disruption
Overall section limit per leisure trip 1,000 5,000 2,000 10,000 3,000 15,000
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500
Section 21f Unused entertainment ticket
Limit per leisure trip 100 500 200 1,000 500 2,500
Section 21g Missed connections
Limit per leisure trip 100 500 200 1,000 500 2,500
Section 21h Overbooked public transport
Limit per leisure trip 100 500 200 1,000 500 2,500
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