Build a lasting legacy for your loved ones

Legacy planning goes beyond distributing assets. It is about protecting what you have built, reflecting your values, and ensuring the people or causes that matter most are cared for in the way you intend.

Begin your estate planning by listing your savings, property, insurance policies, and investments. Having a complete view of your assets helps you make clear and well-informed decisions.

Insurance can do more than protect. Savings or investment-linked plans can help grow wealth for future generations, while life insurance ensures continuity of financial support after one’s passing.

Keep CPF and insurance nominations updated so benefits can be passed on directly to your chosen recipients, allowing them to access funds promptly when needed.

A will provides structure and clarity, helping your loved ones manage your estate according to your wishes. It also allows you to appoint executors and guardians where needed.

Setting up a trust through a professional estate planner can help manage assets for children, dependants, or family members with long-term needs. It offers flexibility and oversight in how funds are used.

Some individuals choose to leave a portion of their estate to charitable causes. This can be achieved through wills, trusts, or beneficiary designations as part of a comprehensive legacy planning approach.

Open discussions help avoid surprises and ensure everyone understands your intentions. Sharing your plans early makes the transition smoother for your loved ones later on.

Family circumstances and financial situations change. Reviewing your will, nominations, and policies ensures your legacy plans remain relevant over time.

Legacy planning can involve many moving parts. Speaking with an Income advisor can help align all your plans to support the legacy you want to leave behind.