Invisible threats are everywhere - but protection is within reach.
Did you know?
Medical cost in Singapore is expected to increase significantly at 16.9% in 2026, above 2025’s rate of 15.5%[2].
With medical bills rising every year, are you prepared for the unexpected?
Infectious diseases are prevalent, especially common ones.
Dengue Fever: More than 13,600 dengue cases were reported in Singapore in 2024, a 36% increase from 2023[3]. From April to June 2025, 1,361 cases have been reported so far, an 11.4% increase compared to the previous quarter[4].
HFMD: An average of 30 cases reported weekly (based on polyclinic attendances) from 1 January to 27 September 2025[5].
Shingles: Singapore is estimated to have about 30,000 new Shingles cases a year[6]. Anyone who has had Chickenpox can develop Shingles, more common in adults over 50 years of age[7].
Is your insurance coverage sufficient to cover your medical bills?
Survey shows that 40% of Singaporeans are concerned about infectious diseases, yet 7 in 10 do not know that there are Personal Accident plans that cover them[8].
Illnesses like Dengue fever, HFMD, Shingles can disrupt daily life and lead to unexpected medical cost. Finding the right Personal Accident plan helps to ease that financial burden, offering peace of mind for you and your family.
Are you confident you have the financial protection you need when the unexpected happens?
Explore our personal accident plans
PA Assurance
- Coverage for 25 infectious diseases[1], including Chickenpox, Shingles, Dengue fever, HFMD and more, offering the most extensive range (among personal accident plans) of coverage for infectious diseases in Singapore.
- Up to $20,000[9] medical expenses coverage per accident.
SilverCare Insurance
- Designed for seniors age 50 and above.
- Coverage for 25 infectious diseases[1], such as Shingles, Mpox, Dengue fever and more.
- Renewable for life[10].
- Up to $12,000[11] hospitalisation expenses coverage.
Learn more about personal accident insurance
Dengue cases are on the rise as Singapore enters the warmer months. Here's how to protect yourself.
Explore essential tips for preventing childhood injuries and illnesses, and learn about PA Secure for reliable protection.
Secure your future with the right insurance in Singapore! Learn about the types of insurance you need and make informed decisions to protect yourself.
Get in touch
Important notes
The campaign visual featured on the website is a creative work and not a real-life, scientific or medical illustration. Please consult your healthcare professional for any medical information.
^Promotion terms and conditions apply.
[1] This plan does not cover infectious disease diagnosed within 14 days from the policy start date as well as any infectious disease which has been announced as:
(a) an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
(b) a pandemic by the World Health Organisation (WHO),
in the affected countries, from the date of such announcement until the epidemic or pandemic ends.
[2] WTW, Double-digit medical cost increases projected to persist into 2026 and beyond in Singapore
[3] The Straits Times, More than 13,600 dengue cases reported in Singapore in 2024, up 36% from 2023
[4] NEA, Dengue Surveillance Data, Apr to Jun 2025
[5] Communicable Diseases Agency, Weekly Infectious Diseases Bulletin 2025
[6] National Centre for Infectious Diseases, What is shingles and how is it prevented?
[7] World Health Organization, Shingles (herpes zoster)
[8] Based on a survey by Milieu Insight in September 2025, with 200 respondents between 25 and 65 years old.
[9] This benefit limit is applicable under PA Assurance Prestige Plan. We pay for the medical expenses for injury due to an accident up to the maximum benefit limit or up to a period of 12 months from the date of the accident, whichever comes first.
[10] The policy will be renewed as long as:
- the eligibility requirements are met;
- claims have not reached the lifetime limit allowed for the respective plans; and
- the full sum insured under the final expenses or permanent disability benefits have not been claimed.
[11] This benefit limit is applicable under SilverCare Insurance Platinum Plan.
[12] This premium rate is applicable for PA Secure Plan 1 (Individual) with yearly payment arrangement inclusive of 9% GST, rounded to the nearest cent.
[13] This benefit limit is applicable under PA Secure Plan 2. We will pay for the medical expenses for injury due to an accident or when you contract an infectious disease, up to the maximum benefit limit or up to a period of 12 months from the date of the accident or date of diagnosis of the infectious disease, whichever comes first.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of PA Assurance at income.com.sg/pa-assurance-policy-conditions.pdf; SilverCare Insurance at income.com.sg/silvercare-policy-conditions.pdf; PA Secure at income.com.sg/pa-secure-policy-conditions.pdf. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 18 Dec 2025
