Stay protected against death and terminal illness with a sum assured[1] of at least $500,000.
Enjoy a complimentary one-time medical concierge service[2] when your application has a minimum sum assured of $3 million.
Enjoy guaranteed renewal[3] of your policy, you may be covered up to age 100 (last birthday).
You will receive the sum assured[4] under this rider upon diagnosis with total and permanent disability (TPD before the anniversary of the policy immediately after age 70) during the term of the rider.
You will receive the sum assured for this rider upon diagnosis of early, intermediate or advanced stage specified dread diseases[5][6] (except angioplasty and other invasive treatment for coronary artery) during the term of the rider.
The rider also provides Advanced Restoration Benefit[7], which offers extra coverage for stroke with permanent neurological deficit, major cancer, and heart attack of specified severity after an early or intermediate stage dread disease claim is made.
Enhance your coverage with Hospital CashAid rider[8] that provides payouts in the event of hospitalisation, to help reduce your out-of-pocket expenses. With the Major Impact Benefit[9], you will also be covered against future unknown diseases[9] or serious infections if you undergo a surgery or suffer from an infection and you need to stay in an Intensive Care Unit (ICU) for 5 days or more at a go.
Choose your rider term with coverage up to a maximum of age 84 (last birthday).
You will receive the sum assured for this rider in the event of death, total and permanent disability (TPD before age 70), terminal illness or diagnosis of dread disease[5] (except for angioplasty and other invasive treatment for coronary artery) during the term of the rider.
This is for general information only. You can find the usual terms, and conditions and exclusions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. This plan does not have any cash value.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (gia.org.sg or lia.org.sg or sdic.org.sg.)
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 19 July 2024.
Coverage period^ | Minimum entry age (last birthday) | Maximum entry age (last birthday) |
10, 15, 20, 25, up to age 84 and up to age 100 | 18 | 74 |
30 | 18 | 70 |
35 | 18 | 65 |
40 | 18 | 60 |
Up to age 64 | 18 | 54 |
Up to age 74 | 18 | 64 |
^ Subject to the maximum coverage age of 100 (age last birthday).
You have to pay premiums throughout the policy term. You can make your premium payments monthly, quarterly, half-yearly, or yearly.
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