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Receive cash payouts and stay protected till age 120 with just a single premium.
Apply NowMaximise your investment opportunities in US dollar denominated assets.
Receive monthly cash payouts starting from the 49th policy month[1] till age 120.
Stay protected against death.
Hassle free application and guaranteed acceptance regardless of your health condition.
Gain access to a range of privileges with Solitaire Club.
The monthly cash payouts you receive can add up to 4.58% of your net single premium over a year (of which 1.77% is guaranteed and 2.81% is non-guaranteed[1]).
Choose to spend these cash payouts as you wish or accumulate them with us at an interest rate of up to 3.35% p.a.[2].
Enjoy bonuses[3] based on the performance of the Life Participating Fund.
How Grandeur Solitaire (US$) provides you with passive income to fulfill your wants and aspirations in life
Mr Lim signs up for Grandeur Solitaire (US$) with a single premium of US$2 million.
The above figures are for illustrative purposes only and are rounded to the nearest dollar.
The non-guaranteed figures above are based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% p.a.
Should the long-term average return be 3.65% p.a., the illustrated monthly cash payout 1 is US$5,050 5 (The total illustrated monthly cash payout 1 from age 45 to 85 would be US$2,484,600 5 ). Should Mr Lim pass away at age 85, the death benefit would be US$2,760,0003,5. Otherwise, should Mr Lim survive to the end of the policy term, the illustrated total benefit when the policy matures would be US$5,780,6004,5.
1 If the insured survives at the end of 48 months from the policy entry date, we pay a monthly cash benefit from the start of the 49th month after the policy entry date. Each monthly cash benefit is 0.1475% of the net single premium, and we pay it as long as the insured is still alive and this policy has not ended. Over 12 months, 1.77% of the net single premium will be the cash benefit and up to 2.81% of the net single premium will be non-guaranteed cash bonus (based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum. The non-guaranteed cash bonus may vary according to the future performance of the Life Participating Fund. If the Life Participating Fund earns a long-term average return of 3.65% per annum, the non-guaranteed cash bonus will be up to 1.26% of the net single premium).
2 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.
3 The policy pays out 105% of the net single premium and a non-guaranteed terminal bonus in the event of the insured’s death during the term of the policy. We will also pay any cash benefits and cash bonuses which have built up (accumulated) and the policy will end when we make this payment.
4 If the insured survives at the end of the policy term, which is the anniversary immediately after the insured’s 120th birthday, and the policy has not already ended, we will pay 105% of the net single premium and a non-guaranteed terminal bonus (“maturity benefit”). We will also pay any cash benefits and cash bonuses which have built up (accumulated). The final cash benefit which is 1.77% of the net single premium and the cash bonus will be paid as a lump-sum with the maturity benefit. The policy will end when we make this payment.
5 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 3.65% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund. If cash benefits and cash bonuses are accumulated with Income, the interest rate will be based on 1.85% per annum and it is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.
How Grandeur Solitaire (US$) helps you prepare for the generations to come
Mr Tan signs up for Grandeur Solitaire (US$) with a single premium of US$1 million and names his 5-year-old son, Alex, as the insured.
The above figures are for illustrative purposes only and are rounded to the nearest dollar.
The non-guaranteed figures above are based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% p.a.
Should the long-term average return be 3.65% p.a., the monthly cash payout 1 would be US$2,525 6. The illustrated withdrawal amount for Alex’s start up business would be US$1,010,0523,6. Should Alex pass away at age 85, the death benefit would be US$2,820,0004,6. Otherwise, should Alex survive to the end of the policy term, the illustrated total benefit when the policy matures would be US$9,500,3005,6.
1 If the insured survives at the end of 48 months from the policy entry date, we pay a monthly cash benefit from the start of the 49th month after the policy entry date. Each monthly cash benefit is 0.1475% of the net single premium, and we pay it as long as the insured is still alive and this policy has not ended. Over 12 months, 1.77% of the net single premium will be the cash benefit and up to 2.81% of the net single premium will be non-guaranteed cash bonus (based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum. The non-guaranteed cash bonus may vary according to the future performance of the Life Participating Fund. If the Life Participating Fund earns a long-term average return of 3.65% per annum, the non-guaranteed cash bonus will be up to 1.26% of the net single premium).
2 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.
3 Interest rate of 3.35% per annum is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.
4 The policy pays out 105% of the net single premium and a non-guaranteed terminal bonus in the event of the insured’s death during the term of the policy. We will also pay any cash benefits and cash bonuses which have built up (accumulated) and the policy will end when we make this payment.
5 If the insured survives at the end of the policy term, which is the anniversary immediately after the insured’s 120th birthday, and the policy has not already ended, we will pay 105% of the net single premium and a non-guaranteed terminal bonus (“maturity benefit”). We will also pay any cash benefits and cash bonuses which have built up (accumulated). The final cash benefit which is 1.77% of the net single premium and the cash bonus will be paid as a lump-sum with the maturity benefit. The policy will end when we make this payment.
6 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 3.65% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund. If cash benefits and cash bonuses are accumulated with Income, the interest rate will be based on 1.85% per annum and it is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive may be zero or less than the premiums you have paid for the plan.
As this plan is denominated in US$, you should be aware and accept that if US$ is not your home currency, you will be exposed to foreign currency exchange risks from the time you purchased this policy to the time the policy benefits are payable. This means that you may need to bear the charges, expenses or losses (if any) resulting from any currency conversion on any transaction pertaining to this policy.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as of 11 May 2022.
Entry age | Minimum | Maximum |
Insured | 0 | 75 |
Policyholder | 10 ^ | N.A. |
^ Individuals who take up the policy on their own from 10 to 15 years old ( last birthday) will require parental/legal guardian’s consent. Parents cannot take up policies on the lives of their children who are 18 years old (last birthday) and above.
You need to make a one-time single premium payment with a minimum amount of $200,000. The maximum single premium is subject to underwriting.
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