As an insurer, asset owner, and investor, we recognise our responsibility to address climate change and its impact on society. Climate risks bring both challenges and opportunities, and we manage them systematically through enterprise-wide risk processes to safeguard financial stability and long-term value. By advancing our net-zero ambition, we aim to build environmental resilience and leave future generations in a better place.
Our Commitments
Net Zero by 2050
We aim to achieve net-zero greenhouse gas emissions across operations by 2050.
Coal Phase-Out in Underwriting by 2040
We aim to fully divest property and casualty business in coal sectors by 2040.
Zero Coal Exposure in Investments by 2030
We aim to eliminate coal from our investment portfolio by 2030.
Sustainably Managed Assets by 2030
We ensure all assets are managed by UN PRI signatories or with ESG considerations by 2030.
Paperless Policyholder Communication by 2025
We aim to transition to fully digital policyholder communication by 2025.
Innovate Sustainable Products
We develop products that address environmental risks and opportunities.
2024 Performance Highlights

Learn more about Sustainability at Income Insurance
Find out more about the other two pillars of our Sustainability Strategy which guide our material actions and business priorities.
Foster Community Resilience
At Income Insurance, we are deeply aware that our social impact stems from the effect that our decisions and actions have on communities. To do this well, we must help address real-world issues and lend support to communities meaningfully.
Steward Corporate Resilience
Over five decades, we have shown that we are a dependable and trustworthy company, with a proven record of putting people first. By taking care of our customers and employees, we strengthen not just the resilience of our people but also that of the Company.