Short-Term Group Personal Accident

Group Insurance for Employees

Create a worry-free event experience for your attendees with our group personal accident coverage.

Key Benefits

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Coverage of up to $30,000 per attendee for accidental death or Permanent Total Disablement

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Hassle-free application and claims

Enjoy hassle-free online application and get coverage for unexpected accidents with our Short-Term Group Personal Accident Insurance.

Coverage against unexpected events

Covers your attendees in the event of riots, strikes, assaults, disappearances or exposure to natural elements.

Coverage for accidental death or Permanent Total Disablement

Coverage of up to $30,000 per attendee for accidental death or Permanent Total Disablement.

Medical expenses coverage

Up to $3,000 medical expenses coverage per accident (including Traditional Chinese Medicine [TCM] or Physiotherapy treatment of up to $200 per accident).

Indoor and outdoor events coverage

Covers both indoor and outdoor events that suit all your attendees’ needs.

Hassle-free application and claims made easy

Enjoy hassle-free online application and claims.

Premiums based on event type

Premium rates are based on event type.

Here are some events1 that we cover.

               

Overview of our plan’s coverage

Description Coverage
Territory Events organised in Singapore.
Duration of coverage

Up to 60 days.

Coverage starts:
(a)  from the assembly / meet-up point as organised by the organiser;
(b)  in the premises or venue of the event or activities organised by the organiser;
and shall end once the event or activities has completed.

Event types
  • Indoor Events
  • Outdoor Events
Extension of Cover
  • Suffocation by smoke, poisonous fumes, gas and drowning
  • Disappearance and exposure to natural elements
  • Riot, strike, civil commotion, hijack, murder, and assault
Exclusions
  • Pre-existing condition or physical defects that existed before start of policy
  • Criminal act, provoked assault, intoxication, drugs, venereal disease, or physical defect or infirmity, pregnancy
  • Taking part in flying or aerial activities except as a fare paying passenger
  • Mountaineering, parachuting, underwater activities, professional sports, racing other than on foot and other hazardous sports
  • Suicide, self-inflicted injuries or any attempt thereat, while sane or insane
  • Hazardous activities
  • Injury arising from flames, fireworks or any other pyrotechnic driven effects during the activities or event organised

For full list of exclusions, please refer to the policy contract.

How much you need to pay.


Premium starting from $523.20

Premium rate is inclusive of 9% GST, non-guaranteed and may be reviewed from time to time.
Payment must be made before commencement date of event or activities.

Policy toolkit.

  • Eligibility

    For event[1] attendees from age 30 days old to 80 years old.

     

  • Your queries answered.

    For event or activities organised in different dates within a month or period, please purchase the policy separately to cover different dates for the intended insured members.

    No backdating of commencement date is allowed.

    Please write in to [email protected] with your policy number 3 days prior to the commencement of the event. Premium rates may change depending on the event type and venue.

    There is no renewal for this product.

    Yes, it is only applicable to Bintan, Batam or Johor Bahru. Please send your request to [email protected] or connect with your advisor.

    Yes, please send your request to [email protected] or connect with your advisor.

    The policy does not cover event/activities that require usage of flames, fireworks or any other pyrotechnic driven effects.

    Pre-existing condition or physical defects that existed before commencement of the policy is not covered.

    You can submit the claim through our online portal here. If you need help on your online portal access, please email to [email protected]

    It usually takes 14 working days for us to process your claim upon receipt of the full documents. For claims which require further clarifications/documents, we will need more time and will keep you informed.

    Understand the details

    [1] Only applicable to events held in Singapore.

    There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

    This is for general information only and does not constitute an offer, recommendation, solicitation or advice to This is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 

    Protected by copyright and owned by Income Insurance Limited.

    Information is correct as at 24 December 2025

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