In this Terms of Offer the following terms shall have the meanings assigned to them below:
• “Income” means NTUC Income Insurance Co-operative Limited;
• “ProsperUS” means CGS-CIMB Securities International Pte. Ltd.;
• “SNACK App” means the SNACK BY INCOME online application;
• “ProsperUS App” means ProsperUS online application;
• “ProsperUS Website” means ProsperUS online website;
1. Income is offering the following:
i) 1x $5000 complimentary SNACK coverage to any SNACK users who have sign up with an account with ProsperUS via ProsperUS website or ProsperUS App.
ii) $25,000 complimentary SNACK Coverage to 10 selected valid participants of the campaigns.
collective known as the “Promotion items”, subject to these Terms of Offer (“SNACK X ProsperUS Campaign 2021 Campaign”).
2. The Promotion is valid from 16 June 2021 until 31 September 2021 (inclusive of both dates) (the “Promotion Period”).
3. You will be eligible to participate in the SNACK X ProsperUS Campaign 2021 Campaign if:
i) You are Singapore Citizen or Singapore Permanent Resident (PR);
ii) You are between 18 – 61 years old (inclusive of both years);
iii) You have signed up for an account or have an existing and valid SNACK account on the SNACK App; and
iv) You have successfully linked a lifestyle activity to a SNACK Product via the SNACK App.
4. You shall only be entitled to receive one $5000 complimentary SNACK coverage under the SNACK X ProsperUS Campaign 2021 Campaign if you are an eligible applicant.
5. Each of the 10 selected applicants chosen to receive $25,000 complimentary SNACK coverage shall only be entitled to receive the $25,000 complimentary SNACK coverage once.
6. The selected applicants of $25,000 complimentary SNACK coverage shall redeem the coverage in accordance to the instructions provided to the applicants by Income or ProsperUS via an email by 15 October 2021. The applicant must redeem the $25,000 complimentary SNACK coverage before 31 October. Failing which, the winner shall be deemed to have forfeited his or her right to the Sure-Win Gift and no compensation will be given or paid in lieu.
7. Successful applicants that will receive the $5,000 coverage within 30 days of their successful ProsperUS account application.
8. Income reserves the right to replace the Prize with items of similar value (“Replacement Item”) at any time without prior notice.
9.This Terms of Offer do not affect or change any term of the policy contract issued to you. If there is any inconsistency between this Terms of Offer and any term of the policy contract, the term of the policy contract shall prevail.
10. Income’s decision in connection with the award of the Prize under the SNACK X ProsperUS Campaign 2021 Campaign is final.
11. The Promotion items is not exchangeable for cash or any benefit in kind.
12. The SNACK X ProsperUS Campaign 2021 Campaign is not valid in conjunction with other incentives and promotions offered by Income.
13. Income shall not be liable to any applicant or party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Prize or the Replacement Item (if any).
14. Save and except where it has been expressly agreed upon in writing by Income, Income is not the manufacturer or merchant of the Prize or any Replacement Item, and provides no warranty in respect of it. Income shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness of a particular purpose and against infringement of intellectual property rights in respect of the Prize or any Replacement Item unless agreed upon otherwise in writing by Income.
15. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and the manufacturer or merchant of the Prize or any Replacement Item. Neither is this promotion intended or deemed to be a connection with or use of the brand name of the Prize or any Replacement Item.
16. Income reserves the right to change the terms and conditions of the SNACK X ProsperUS Campaign 2021 Campaign without any prior notice.
Important Notes:
• This material shall not constitute an advice of the suitability of the product. You should seek independent advice from a qualified advisor where in doubt. Buying insurance products that are not suitable for you may impact your ability to finance your future insurance needs.
• The relevant policy contracts shall be made available to the applicant via the SNACK App.
• Protected up to specified limits by SDIC.
Information is correct as at 11 June 2021.
