Event Coverage before the anniversary immediately after the insured reaches age of 70
Diagnosis of early or intermediate stage dread disease Higher of the rider’s sum assured plus pro-rated bonuses[1] of the basic policy
or
Minimum Protection Value[2][3]
100% of sum assured 200% of sum assured 300% of sum assured 400% of sum assured 500% of sum assured
Coverage on or after the anniversary immediately after the insured reaches age of 70
Rider’s sum assured plus pro-rated bonuses[1] of the basic policy

 

Advanced Restoration Benefit [4] covers stroke with permanent neurological deficit, major cancer and heart attack of specified severity

Event Extra coverage - Advanced Restoration Benefit [4]
  • Stroke with permanent neurological deficit
  • Major cancer
  • Heart attack of specified severity
Coverage before the anniversary immediately after the insured reaches age of 70
50% of the rider's minimum protection value [2][3]
Coverage on or after the anniversary immediately after the insured reaches age of 70
50% of the rider's sum assured

 

The Special and Mental Benefit[5][6] provides a payout of 30% of the rider’s sum assured to cover you against 15 medical conditions. The Special Benefit[5][6] covers you against 10 medical conditions like diabetic complications and Zika before age 85. The Mental Benefit[5][6] covers you against 5 mental conditions like major depressive disorder and obsessive compulsive disorder before age 75, and Tourette syndrome before age 21.

The Juvenile Benefit[6][7] provides a payout of 20% of the rider’s sum assured to cover insured persons below the age of 18 years old for 15 medical conditions, including Kawasaki disease and insulin dependent diabetes mellitus.

For a complete list of medical conditions covered, please refer to the policy conditions.

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