Event Coverage before the anniversary immediately after the insured reaches the age of 70
Diagnosis of early or intermediate stage dread disease Higher of the rider's sum assured plus bonuses [1] of the basic policy
or
Minimum Protection Value [2]
100% of sum assured 200% of sum assured 300% of sum assured 400% of sum assured 500% of sum assured
Coverage before the anniversary immediately after the insured reaches the age of 70
Rider's sum assured plus bonuses [1] of the basic policy

 

Advanced Restoration Benefit [3] covers stroke with permanent neurological deficit, major cancer and heart attack of specified severity

Event Extra coverage - Advanced Restoration Benefit [3]
  • Stroke with permanent neurological deficit
  • Major cancer
  • Heart attack of specified severity
Coverage before the anniversary immediately after the insured reaches the age of 70
50% of the rider's minimum protection value [2]
Coverage before the anniversary immediately after the insured reaches the age of 70
50% of the rider's sum assured

 

The special benefit[4][5] provides a payout of 30% of the rider’s sum assured to cover you against 10 medical conditions before the age of 85.

The juvenile benefit[5][6] provides a payout of 20% of the rider’s sum assured to cover insured persons below the age of 18 years old for 10 medical conditions, including severe haemophilia and insulin dependent diabetes mellitus.

For a complete list of medical conditions covered, please refer to the policy contract.

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