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This plan may only be purchased directly online or at Income branches. It is not available for sale through other distribution channels and no financial advice will be provided.


Find an income branch now to apply for DIRECT Term.

Here’s how DIRECT Term protects you.

Speak to our advisors on how Direct Term Life can meet your needs.

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Your policy toolkit.

Coverage periodMinimum entry age (last birthday)Maximum entry age (last birthday)
5 years[4]1864
20 years1864
Up to age 64 (last birthday)1859

You can make your payments monthly, quarterly, half-yearly, or yearly.

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By providing and submitting the information, I give my consent and agree to NTUC Income Insurance Co-operative Limited, its representative, agents (collectively “Income”) and its third party service provider(s) acting on behalf of Income in collecting, using and disclosing my personal data (including any update that I have given to Income) to contact me for marketing & promotional information relating to products and/or services offered and/or distributed by Income via email, call, and/or text messages/SMS.

I understand that the consent provided by me in this form is in addition to and does not supersede any consent which I may have provided previously in respect of the above purposes, unless my consent is withdrawn and notified to Income. I may withdraw my marketing consent given by email to mk@income.com.sg. Please refer to Income's Privacy Policy for more information, including access and correction of my personal data and consent withdrawal.

If I have notified Income that I am withdrawing my consent, I understand that my request will be effected within 10 days and I will stop receiving marketing messages after 21 days for the selected mode(s) of communication. I agree that I will continue to receive marketing messages via other modes of communication or on specific product(s) or services where my consent has been given to Income unless such consent has been withdrawn.

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