Here’s how you can stay covered over a prolonged period of medical leave.

Who this is for.

  • You must be a self-employed person (SEP) and is a Singaporean or Singapore Permanent Resident who is residing in Singapore only.
    Self-employed person means any person who operates own trade, business, profession or vocation other than under employment under a contract of service. They are commonly referred to as freelancers or independent contractors or own account workers.
  • You must be at least 21 years old at the point of application. Coverage will end when you reach 75 years old (age last birthday).

How much you need to pay.

Age last birthday (years)Plan APlan B
21 to 30$104.64$139.52
31 to 40$114.45$152.60
41 to 50$172.22$228.90
51 to 60$309.56$412.02
61 to 70$506.85$673.62
71 to 75$565.71$752.10

Annual premium rates (Premium inclusive of 9% GST)

Premium rates are not guaranteed and may be reviewed from time to time. The premiums that you pay are based on the insured’s age last birthday. Premium rates will change when the insured enters a higher age band.

Side Banner Image

Your policy toolkit.

Ways to pay for Prolonged Medical Leave Insurance.

Find out how you can make payment for your policy by choosing from the preferred methods below. For other accepted payment modes, you may get in touch with us through your preferred mode of contact at

Your queries answered.

Apply for Prolonged Medical Leave for Self-employed Person.

The best deals. Just for you.

Learn more about insurance for businesses.


By providing and submitting the information, I give my consent and agree to Income Insurance Limited, its representative, agents (collectively “Income”) and its third party service provider(s) acting on behalf of Income in collecting, using and disclosing my personal data (including any update that I have given to Income) to contact me for marketing & promotional information relating to products and/or services offered and/or distributed by Income via email, call, and/or text messages/SMS.

I understand that the consent provided by me in this form is in addition to and does not supersede any consent which I may have provided previously in respect of the above purposes, unless my consent is withdrawn and notified to Income. I may withdraw my marketing consent given by email to Please refer to Income's Privacy Policy for more information, including access and correction of my personal data and consent withdrawal.

If I have notified Income that I am withdrawing my consent, I understand that my request will be effected within 10 days and I will stop receiving marketing messages after 21 days for the selected mode(s) of communication. I agree that I will continue to receive marketing messages via other modes of communication or on specific product(s) or services where my consent has been given to Income unless such consent has been withdrawn.