In response to the current COVID-19 situation, all insured members under Prolonged Medical Leave Insurance will receive Coronavirus Disease-19 (COVID-19), a benefit extension to be protected against COVID-19 at no extra charge for coverage till 31 Aug 2020. This benefit covers daily hospital cash and death should he/she be diagnosed with COVID-19.


Given the continued risk of COVID-19, we will be extending this benefit till 31 Dec 2020. For claims incurred on and from 1 Jun 2020 onwards, there is a $300,000 cap in the Employee Benefits fund on the amount of COVID-19 benefits payable under the policies. In the event that the total amount of COVID-19 benefits paid exceed $300,000, no further COVID-19 benefits shall be payable under any policies.


Subject to terms and conditions stated in the policy contract.

Here’s how you can stay covered over a prolonged period of medical leave.

Who this is for.

  • You must be a self-employed person (SEP) and is a Singaporean or Singapore Permanent Resident who is residing in Singapore only.
    Self-employed person means any person who operates own trade, business, profession or vocation other than under employment under a contract of service. They are commonly referred to as freelancers or independent contractors or own account workers.
  • You must be at least 21 years old at the point of application. Coverage will end when you reach 75 years old (age last birthday).

How much you need to pay.

Age last birthday (years)Plan APlan B
21 to 30$102.72$136.96
31 to 40$112.35$149.80
41 to 50$169.06$224.70
51 to 60$303.88$404.46
61 to 70$497.55$661.26
71 to 75$555.33$738.30

Annual premium rates (Premium inclusive of 7% GST)


Premium rates are not guaranteed and may be reviewed from time to time. The premiums that you pay are based on the insured’s age last birthday. Premium rates will change when the insured enters a higher age band.

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Apply for Prolonged Medical Leave for Self-employed Person.

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