| Benefits | Plan 1 | Plan 2 | Plan 3 |
| A. Hospitalisation |
4-Bedded Government/ Restructured Hospitals As Charged, including all government taxes, subject to a maximum sum of S$15,000 per disability |
4-Bedded Government/ Restructured Hospitals As Charged, including all government taxes, subject to a maximum sum of $15,000 per disability |
4-Bedded Government/ Restructured Hospitals As Charged, including all government taxes, subject to a maximum sum of S$30,000 per disability |
| 1. Daily Room & Board | |||
| 2. Intensive Care Unit | |||
| 3. Other Hospital Services | |||
| 4. Surgical Expenses | |||
| 5. Daily In-Hospital Physician’s Consultation | |||
| 6. Pre-Hospitalisation Specialist Consultation (within 90 days prior to the date of hospitalisation or day surgery) | |||
| 7. Pre-Hospitalisation Diagnostic X-ray and Laboratory Fees (within 90 days prior to the date of hospitalisation or day surgery) | |||
| 8. Post Hospitalisation Treatment (within 90 days following discharge from the hospital) | |||
| 9. Claim Medical Report Fees | |||
| B. Other Benefits | |||
| 1. Outpatient Accidental Dental Treatment (per year) | $200 | $200 | $200 |
| 2. Overseas Hospitalisation Benefit due to an emergency (per disability) | 60% of $15,000 | 60% of $15,000 | 60% of $15,000 |
| 3. Death Benefit | $3,000 | $3,000 | $3,000 |
| 4. Accidental Death Benefit (not due to work related causes) | $10,000 | $10,000 | $10,000 |
| 5. Repatriation Expenses of Mortal Remains | $2,000 | $2,000 | $2,000 |
| Waiting period for pre-existing conditions | With 12 months waiting period for pre-existing conditions | Without 12 months waiting period for pre-existing conditions | Without 12 months waiting period for pre-existing conditions |
| The pro-ration factor below shall apply if members are warded into a private hospital or a higher class of ward: | Income Pays: | Income Pays: | Income Pays: |
| Private Hospitals | 45% | 45% | 45% |
| A1 Class in Restructured Hospitals | 65% | 65% | 65% |
| A2 Class in Restructured Hospitals | 75% | 75% | 75% |
