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A health and wealth guide for parents

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I want to secure my family’s financial future.


I want to protect my family’s health and well-being.

Gro Junior Saver

Save for your child’s education

1. Receive cash benefits at different stages of your child’s education

2. Receive a daily cash benefit up to 30 days should your child be hospitalised due to HFMD, food poisoning or dengue fever

3. Option to add a rider to waive future premiums if an unfortunate incident happens to you

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Gro Cash Harvest

Fund life’s moments with cash payouts

1. Receive yearly cash benefit after the 5th policy year

2. Continuity of the policy with an appointed secondary insured until the anniversary immediately after the original insured’s 120th birthday

3. Future premiums waived upon total and permanent disability (TPD before age 70)

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Gro Goal Saver

Achieve your goals with a 10-year savings plan

1. Pay premiums for only the first three years with Premium Privilege

2. Coverage against death and total & permanent disability (TPD before age 70)

3. Guaranteed acceptance regardless of your health condition

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Gro Flex Saver

Embrace a brighter future with a flexible savings plan

1. Enjoy yearly cash benefits after 2 years

2. Flexibility to choose policy term and premium term

3. Coverage against death and total & permanent disability (TPD before age 70). Get extra protection if death or TPD happens before age 70 and is due to an accident

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Gro Retire Ease

Plan for your desired retirement lifestyle with monthly cash payouts

1. Choose when to start receiving your cash payouts, after an accumulation period of 10 or 15 years or when you reach age 50, 55, 60 or 65

2. Choice of desired payout period: 10, 20 or 30 years

3. Enjoy protection as you save

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Gro Retire Wise

Prepare for your golden years with a savings plan

1. Receive regular payouts as income over 20 years at your chosen retirement age, with a single premium

2. Coverage against death and total & permanent disability (TPD before age 70)

3. Guaranteed acceptance regardless of your health condition

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Legacy Solitaire

Leave a legacy to safeguard your loved ones

1. Enjoy high minimum protection value of up to 320% of sum assured against death & terminal illness, till age 80

2. Guaranteed cash value of 80% of your single premium from the day your policy starts

3. Stay protected against total & permanent disability with optional rider

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Enhanced IncomeShield

Enjoy peace of mind and focus on recovering when you enhance your MediShield Life coverage

1. Enjoy as-charged coverage for eligible hospitalisation costs

2. Increase up to $1,500,000 of your policy’s yearly claimable amount

3. Pay your premiums with MediSave, up to $900

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Star Assure

Enjoy lifetime coverage

1. Choose up to 500% of sum assured against death, terminal illness and TPD (before the anniversary immediately after insured reaches age 70)

2. Choice of premium term

3. Add riders for protection against early and intermediate stage dread diseases, and future unknown diseases like COVID-19

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PA Assurance

Protect you and your family against accidents with a personal accident plan

1. Choice of up to $1,500,000 for permanent disability due to an accident

2. Coverage for 21 infectious diseases, including Dengue Fever & HFMD, with optional Infectious Disease cover

3. Versatile coverage with 4 plans to choose from

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PA Secure

Protect against the unexpected with a personal accident plan from $68/year.

1. Includes coverage against medical expenses arising from accidents

2. Up to $500 reimbursement with Child and Student Care expenses optional benefit

3. Safeguard your planned trips with Event and Staycay expenses optional benefit

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Enhanced Home Insurance

Keep your safe haven and family protected

1. Protect your home’s contents and renovations in the event of a fire or floods

2. Coverage for damages caused to your neighbours’ homes

3. Complimentary bonus 24/7 emergency home assistance for leaking pipes, locksmith, pest control and more

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Car Insurance (Drivo)

Protect yourself and your family on the road

1. Reimburse expenses incurred for vehicle repairs and third-party property damages arising from an accident

2. Personal accident benefit and medical expenses coverage in the event of an accident

3. Islandwide roadside assistance from our accident response team

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Domestic Helper Insurance

Protect your domestic helper’s well-being so she can focus on taking care of your family

1. Protect against accidental death or permanent disability due to an accident

2. Cover your helper’s hospital and surgical expenses due to injury or sickness

3. Letter of Guarantee for your helper’s cashless hospital admission

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TermLife Solitaire

Protect your financial legacy

1. Enjoy protection of at least $500,000 coverage against death and terminal illness

2. Guaranteed renewal and coverage up to age 100 if there’s no claim on your policy during the policy term

3. Enhance coverage with optional riders against total & permanent disability and dread disease

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Silver Care

Safeguard yourself and your loved ones’ silver years

1. Coverage against accidental death or permanent disability due to accident

2. Comprehensive coverage for recovery care such as home care and home modification expenses after an accident

3. No medical check-ups required upon application and renewal

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Care Secure

Supplement CareShield Life plan for enhanced long-term coverage

1. Lifetime coverage with monthly disability benefit of up to $5,000 if you cannot perform 2 or more Activities of Daily Living

2. Comprehensive benefits such as support benefit, dependant benefit & death benefit

3. Pay premiums with MediSave, up to $600

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You are one step closer to creating a brighter future for you and your loved ones.

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The information and descriptions on this website are provided solely for general informational purposes and do not constitute any financial advice. It does not have regard to the specific investment objectives, financial situation and particular needs of any persons. Do note that not all our plans are included on this website. The precise terms, conditions and exclusions of these plans are specified in their respective policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive, if applicable, may be zero or less than the premiums you have paid for the plan.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites ( or or

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 6 January 2021.