We have extended the Income Family Micro-Insurance Scheme (IFMIS) to include COVID-19 benefits until 31 December 2021. The extended coverage provides a cash pay-out of $200 for each day of hospitalisation in a public hospital in Singapore due to COVID-19 for up to 30 days. The claim is payable upon the first day of diagnosis of COVID-19.

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We are extending COVID-19 benefits to our beneficiaries to further support lower-income households in Singapore. We understand that families from low-income backgrounds are often the hardest hit when a parent or guardian of young children becomes seriously ill, suffers a permanent disability or dies. As COVID-19 can lead to hospitalisation and loss of income for these families for a prolonged duration, our intention is to be able to support and help them tied over this difficult period financially should the need arise.

The insured person gets a cash payout of $200 per day of hospitalization due to COVID-19, in a public hospital in Singapore, for up to 30 days. The claim is payable upon the first day of diagnosis. The benefits are not claimable if the insured is a suspect case, placed on Leave of Absence (LoA) or Quarantine Order (QO). The COVID-19 benefits have been extended till 31 December 2021.

All insured persons of IFMIS are eligible for the COVID-19 benefits. More specifically, they are:

  • Parent or guardian, who are aged 16 and 65 years old (age at next birthday), of a child or ward studying in a local primary, secondary, specialised school, or pre-university institution and is a recipient of the MOE FAS;
  • Parent or guardian, who are aged 16 and 65 years old (age at next birthday), of a child or ward studying in NTUC First Campus’ My First Skool and has a gross household income that does not exceed $4,500 a month, or a monthly per capita income that is not more than $1,125.

No. Each eligible family can only claim one-time $200 cash per day for up to 30 days of hospitalization due to COVID-19 in a Singapore public hospital. 

Yes, the insured will receive the cash pay-out if hospitalisation due to COVID-19 in a Singapore public hospital begins on or before 31 December 2021. The insured will receive the cash benefit until he/she is discharged from the hospital or up to 30 days from the day of diagnosis, whichever comes first.

No, the insured is not eligible for a claim under such circumstances. To be eligible for the COVID-19 benefits, the insured must be hospitalised in a Singapore public hospital.

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