Why are we extending COVID-19 benefits to IFMIS beneficiaries?
We are extending COVID-19 benefits to our beneficiaries to further support lower-income households in Singapore. We understand that families from low-income backgrounds are often the hardest hit when a parent or guardian of young children becomes seriously ill, suffers a permanent disability or dies. As COVID-19 can lead to hospitalisation and loss of income for these families for a prolonged duration, our intention is to be able to support and help them tied over this difficult period financially should the need arise.
What are the benefits?
The insured person gets a cash payout of $200 per day of hospitalization due to COVID-19, in a public hospital in Singapore, for up to 30 days. The claim is payable upon the first day of diagnosis. The benefits are not claimable if the insured is a suspect case, placed on Leave of Absence (LoA) or Quarantine Order (QO). The COVID-19 benefits have been extended till 31 December 2020.
Who are eligible for the COVID-19 benefits?
All insured persons of IFMIS are eligible for the COVID-19 benefits. More specifically, they are:
- Parent or guardian, who are aged 16 and 65 years old (age at next birthday), of a child or ward studying in a local primary, secondary, specialised school, or pre-university institution and is a recipient of the MOE FAS;
- Parent or guardian, who are aged 16 and 65 years old (age at next birthday), of a child or ward studying in NTUC First Campus’ My First Skool and has a gross household income that does not exceed $4,500 a month, or a monthly per capita income that is not more than $1,125.
If both parents were to contract COVID-19 at the same time, are both eligible to claim the benefits?
No. Each eligible family can only claim one-time $200 cash per day for up to 30 days of hospitalization due to COVID-19 in a Singapore public hospital.
Will the insured receive the cash pay-out if hospitalisation due to COVID-19 continues past 31 December 2020?
Yes, the insured will receive the cash pay-out if hospitalisation due to COVID-19 in a Singapore public hospital begins on or before 31 December 2020. The insured will receive the cash benefit until he/she is discharged from the hospital or up to 30 days from the day of diagnosis, whichever comes first.
Is the insured eligible for a claim if he/she is diagnosed with COVID-19 overseas and hospitalised abroad?
No, the insured is not eligible for a claim under such circumstances. To be eligible for the COVID-19 benefits, the insured must be hospitalised in a Singapore public hospital.