Discover the freedom to do more

Life is all about living each day with passion. Whether you're following your dreams, exploring new places or discovering exciting new experiences, vivolife gives you the freedom to live yours to the fullest. With vivolife, you are free to enjoy each and every day with comprehensive insurance protection and choose shorter premium terms. vivolife also sets you free from worries with the premium waiver for retrenchment.

We know life isn't just about enjoying the present, but also planning for tomorrow. That's why vivolife also gives you the option to convert your policy for a steady income in your golden years. So you have the freedom to continue enjoying life. Like you always have.

Be free to enjoy life with full protection
With full protection, vivolife gives you the freedom to live life the way you always wanted to. In the event of death, Total and Permanent Disability before age 65 or diagnosis of a specified dread disease, the sum assured and accumulated bonuses will be paid in one lump sum.

The great part about vivolife is its minimum protection benefit, a feature especially important if your children are still young. In the event of death, Total and Permanent Disability or dread disease within the first 15 years of coverage, the benefit payable is the higher of the sum assured plus bonuses, or 125% of the original sum assured.

In the event of accidental death, the total benefit payable will be up to 3 times the sum assured plus the bonus.

Be free to choose with flexible payment
Whether you're starting a family, already well-established in life or looking forward to your golden years, vivolife offers the flexibility to meet your needs and lifetime coverage. Choose from 10, 15, 20 and 25 years of limited premium payment terms, or up to age 64 or 84 at last birthday.

Be free from worries with retrenchment waiver
Should you find yourself involuntarily unemployed for a continuous period of 3 months, don’t worry. We will waive the premiums on your policy for up to 6 months so that you can stop paying temporarily, and still enjoy the protection that’s so important.

Be free to enjoy your golden years
Just because you're retiring, doesn't mean you can't continue to enjoy life. You'll receive 5% additional cash value when you convert your policy into an annuity at age 60. So you will be all set to live life to the fullest, right to your golden years.

Now, vivolife sets you free to enjoy, free to choose and free from worries. So you can live each day to the fullest. Start enjoying all that life has to offer today with vivolife.

Returns are projected based on estimated bonus rates that are not guaranteed and vary with future performance of the fund.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Information is correct at time of posting. Please check with NTUC Income for subsequent updates, if any. The information provided on this website is for general information only and not a contract of insurance. Please refer to policy document for precise terms and conditions.

Please call 62Income (6246 2663), email product@income.com.sg or
Visit our branch/business centres, contact your insurance adviser