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1. Coverage
| Benefits |
Deluxe Plan |
Classic Plan |
| Sum Insured (S$) |
Sum Insured (S$) |
| Individual |
Group |
Individual |
Group |
| 1a. |
Personal Accident
(whilst in an automobile or public conveyance) |
400,000 |
Per Adult : 400,000
Per Child : 100,000 |
200,000 |
Per Adult : 200,000
Per Child : 50,000 |
| b. |
Personal Accident
(whilst elsewhere) |
200,000 |
Per Adult : 200,000
Per Child : 50,000 |
100,000 |
Per Adult : 100,000
Per Child : 25,000 |
| SCALE OF COMPENSATION |
% of Sum Insured |
| (a) |
Death |
100% |
| (b) |
Loss of two or more limbs |
100% |
| (c) |
Loss of all sight in both eyes |
100% |
| (d) |
Loss of all sight in one eye and loss of one limb |
100% |
| (e) |
Loss of all sight in one eye |
50% |
| (f) |
Loss of one limb |
50% |
| (g) |
Permanent total disability |
100% |
|
Loss means permanent, total irrecoverable loss.
Loss of use of limb(s) shall be treated as loss of limb(s). |
|
| 2. |
Medical Expenses  |
500,000
(max. for TCM 300) |
250,000
(max. for TCM 300) |
| 3. |
Extension of Stay |
10,000 |
5,000 |
| 4. |
Compassionate visit |
10,000 |
5,000 |
| 5. |
Hospital confinement allowance
|
10,000
(200 per day) |
5,000
(100 per day) |
| 6. |
Emergency Medical Evacuation Expenses |
Unlimited |
Unlimited |
| 7. |
Repatriation Expenses |
Unlimited |
Unlimited |
| 8. |
Hostage / Kidnap Benefit
|
10,000
(200 per day) |
5,000
(100 per day) |
| 9. |
Trip Cancellation /
Curtailment Expenses
|
10,000 |
5,000 |
| 10. |
Overbooked Flight/Cruise |
200 |
100 |
| 11. |
Missed Connection |
200 |
100 |
| 12. |
Travel Delay
(Excess: 6 hrs) |
1,000
(100 for each 6 consecutive
hours
delay whilst overseas and
in Singapore) |
1,000
(100 for each 6 consecutive hours
delay whilst overseas
and in Singapore) |
| 13. |
Baggage Delay
(Excess: 6 hrs) |
1,000
(200 for each 6 consecutive hours
delay whilst overseas
and in Singapore) |
1,000
(200 for each 6 consecutive hours
delay whilst overseas
and in Singapore) |
| 14. |
Loss/Theft or Damage of
Baggage & Personal Effects
|
5,000
(Max. 500 for any one article or pair or
set of articles.
Max. for laptop is 1,000) |
5,000
(Max. 500 for any one article or pair or
set of articles.
Max. for laptop is 1,000) |
| 15. |
Travel Documents  |
5,000 |
3,000 |
| 16. |
Loss of Money
|
500 |
250 |
| 17. |
Emergency Telephone Charges |
200 |
100 |
| 18. |
Home Contents Cover |
5,000
(Max. 500 for any one article or pair or
set of articles
for Valuables) |
3,000
(Max. 500 for any one article or pair or
set of articles
for Valuables) |
| 19. |
Rental Vehicle Excess |
500 |
500 |
| 20. |
Personal Liability |
1,000,000 |
500,000 |
| 21. |
Terrorism Cover
(In aggregate for the
above sections 1 to 20) |
Individual |
Group |
Individual |
Group |
| 200,000 |
Per Adult : 200,000
Per Child : 50,000 |
100,000 |
Per Adult : 100,000
Per Child : 25,000 |
- The total compensation payable under this Insurance for Benefit 1(a) to (g) above shall not exceed the Sum Insured.
- For Insured aged 70 years to 80 years, Benefits 1 & 2 will be 25% of the limit indicated in the Classic Plan Table of Coverage.
- For Insured aged above 80 years, Benefits 1 & 2 will be 10% of the limit indicated in the Classic Plan Table of Coverage.
- Children shall include those from age 30 days to below 21 years.
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2. Coverage for Insured Age 70 Years & Above
The sum insured of the following benefits will be reduced to 25% for age 70 years to 80 years, and 10% for ages above 80 years on Classic Plan.
| Benefits |
25%
(70 to 80 years) |
10%
(above 80 years) |
| Death/Permanent Disability |
$25,000 |
$10,000 |
| Medical Expenses |
$62,500 |
$25,000 |
All other benefits shown on benefits table above remain unchanged.
Please call 96Income (9646 2663), email product@income.com.sg or
Visit our branch/business
centres, contact your insurance adviser
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