Student Sports Injury Plan – Product Summary

Additional Coverage with Student Sports Injury Plan

Schools are now encouraging their students to be actively involved in their Co-Curricular Activities (CCAs) in order to attain a more well-rounded education. With this greater emphasis, your child will also need greater protection.

As a supplement to the Student Protection Plan (SPP), the Student Sports Injury Plan (SSIP) provides extra coverage for students who are active in CCAs. By signing up for this plan, you will be covering your child against any mishaps that may occur while he/she participates in any approved school CCAs¹.

For more details on Student Protection Plan, click here.

In addition to the benefit of extra medical coverage, the premiums for the SSIP are very affordable. The table below shows the premium rates and benefits payable under the SSIP.

Annual Premium Rates	Plan 1	Plan 2
Primary and Secondary Schools	$4.20	$3.20
Junior Colleges	$9.80	$7.50
Schedule of Benefits (Maximum Benefits Payable For Any One Accident)
Outpatient Benefits
Emergency Out-patient Treatment (GPs, A&E, Polyclinics and Specialist Out-patient Clinics at Restructured Hospitals (SOCs))	Up to $2,000	Up to $1,000
Physiotherapy (SOCs or Singapore Sports Council (SSC))	Up to $25 per visit (max 6 visits)	Up to $25 per visit (max 6 visits)
Traditional Chinese Medicine Treatment	Up to $25 per visit (max 3 visits)	Up to $25 per visit (max 3 visits)
Inpatient Benefits
Daily Room and Board (including ICU)	Up to $250 daily	Up to $150 daily
Daily In-Hospital Consultation	As charged	As charged
Surgical Benefits	As charged	As charged
Other Hospital Charges	As charged	As charged
Post-Hospitalisation Treatment	As charged	As charged
Maximum Overall Limit Per Accident	$25,000	$10,000

Note:
Premium rates are non-guaranteed and may be reviewed from time to time.
Payments are subject to deductibles (borne by you) if SPP is not taken up.

¹ All CCA teams in the school can only be covered under the same plan, i.e. Plan 1 or Plan 2.

Exclusions for Student Sports Injury Plan

While the SSIP covers a wide range of accidents, injuries caused by unsupervised activities such as horse-riding, scuba-diving, hunting, riding a motorcycle, injuries due to insanity, injuries sustained while under the influence of alcohol or drugs, racing other than on foot and self-inflicted injuries, food poisoning and dengue fever are excluded.