You always have your students interests at heart. And you would like to nurture them in the best possible environment.

The Student Protection Plan is a special Group Personal Accident Insurance specially created to provide coverage for students in primary, secondary schools and junior colleges. So you can be assured that your students are always protected while enjoying a wide variety of school activities wherever they are.

Medical compensation* should the unexpected happen

Outpatient benefits

These include Accidental Emergency Outpatient Treatments at GPs/A&E/Polyclinics & Specialist Outpatient Clinics at Restructured Hospitals (SOC), up to a limit of $250.

• includes ambulance fees and follow-up treatments
• includes accidental dental treatments up to $100 per policy year
• includes physiotherapy at SOC
• includes traditional Chinese medicine treatment up to $25 per visit (max 3 visits per policy year)

Inpatient benefits

• Hospital Accommodation (including ICU) - daily at $100 up to 35 days, up to a limit of $3,500
• Daily In-hospital Consultation & Surgical Benefit (Physician/ Surgeon/Anaesthetist Fees), up to a limit of $300
• Other Hospital Services (X-ray, prescriptions, medical supplies, operating theatre), up to a limit of $750
• Post-hospitalisation Treatments (within 1 year from date of accident), up to a limit of $300

Hospital benefit for added assurance

This benefit pays $100 per week from the first day the student is hospitalised due to an accident. This is payable up to a limit of $5,200.

Financial assistance if the untoward happens

Maximum compensation payable for several dismemberment due to the same accident shall not exceed $25,000.

The Main Benefits For Any Loss

Comprehensive coverage for other activities

• Rock Climbing as a supervised CCA
• Horse riding as a supervised CCA
• Food poisoning in school or during a school activity
• Student riding as pillion on motor cycle to and from school with the parent or guardian
• Injuries caused by lightning
• Approved job attachment
• Dog Bites, Bee, Wasp & Hornet stings, Dengue Fever
• Sailing, canoeing & other supervised water activities

Main Exclusions

This Policy does not cover injuries caused by horse riding, scuba diving, hunting, motor-cycling as rider, while under the influence of alcohol or drugs, racing other than on foot, self-inflicted injuries, and injuries due to insanity.Please refer to the policy documents for the full list of exclusions.

Youll enjoy protection too

• Principals and teachers against death (due to all causes) while supervising or accompanying students during CCA, PE lesson or school competition
• Principals and teachers against all accidents in school during school hours
• Non-teaching staff against all accidents in school during school hours
• Registered parent volunteers against all accidents while involved in organised school activities

Hassle-free claim procedure

Schools and parents can contact our Claims Dept directly at 63 INCOME (6346 2663). For reimbursement of claims less than $500 on the same day, parents may also call the same number for an appointment with our Claims Service Centre at NTUC Income Centre.

Submission of claims by mail:

Documents to prepare when making a claim

1. Student Protection/Student Sports Injury Plan Claim Form
2. Police report where relevant
3. Death claim:
   - Death certificate, autopsy report, coroners findings, birth certificate
4. Permanent disability claim:
   - Medical report
5. Medical expenses claim:
   - Original medical bills & receipts

Please call 62Income (6246 2663), email product@income.com.sg or
Visit our branch/business centres, contact your insurance adviser