Life is full of uncertainties and we cannot avoid unpleasant surprises in life. That is why an adequate insurance safety net is always good to limit the financial impact of painful life events.
It ensures your loved ones are left with a lifetime of financial security.
Comprehensive Lifetime Cover
We provide you with comprehensive life insurance protection
in the event of death caused by accident or illness. The full sum assured together
with the bonus will be paid to help maintain the lifestyle of your dependants.
In the event of permanent total disability before age 65, you will receive the
sum assured and bonus over 4 years.
Attractive Long Term Savings
You will get a bonus each year, based on the financial results of the participating
life insurance fund. The bonus is added to the sum assured, and increases the
return on your savings. Your bonuses will be compounded each year, giving you
very attractive long-term returns. If there is a change in your future financial
needs, the accumulated cash value can be used for contingency.
Lifetime
Retirement Income
Protection Plan can create a substantial cash value at retirement. At age
60, you can choose to convert your policy to an annuity. An extra value of 5%
will be given upon annuity conversion. This will give you a comfortable lifetime
retirement income that increases with bonus - a useful sum to complement your
CPF and other retirement savings.
Extra
Peace of Mind
You can add on low cost riders to cover most uncertainties
like accidents, hospitalisation and loss of income. You can also add on new riders
as your needs change with each life stage. Your family can face the future with
better financial security.
Buying a life insurance plan is a long-term commitment. An early
termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.
