Personal Accident Infectious Diseases Plan

Personal Accident Infectious Diseases Plan

Round-the-clock coverage against accidents and 17 infectious diseases.

What it covers

Accidental death

We pay up to $200,000 [1] for worldwide coverage[2] against death due to injury caused by an accident or infectious diseases.

Permanent disability

We pay up to $200,000 [1] for worldwide coverage[2] against permanent disability due to injury caused by an accident or infectious diseases.

Medical expenses to treat injury or infectious disease

We pay up to $4,000 [1] to cover medical expenses incurred to treat an injury or infectious disease, anywhere in the world[2].

Full coverage information

Features

We provide coverage for infectious diseases[3] such as hand, foot and mouth disease and dengue fever.

We also cover you for:

  • Acts of terrorism
  • Riot, strike, civil commotion, hijack, murder, assault
  • Disappearance
  • Exposure to natural elements
  • Food poisoning
  • Suffocation by smoke, poisonous fumes, gas or drowning
  • Miscarriage due to an accident or infectious disease
  • Motorcycling riding (except riding on a motor race track)

Enhance your coverage

Accidental death and permanent disability

You can increase your basic sum insured by increments of $50,000 for accidental death or permanent disability. Only available under Plan 3.

Medical expenses to treat injury or infectious disease [4]

You can increase your basic sum insured by increments of $1,000 to cover medical expenses to treat an injury due to an accident or infectious disease.

Daily hospital income [5]

You can increase your basic sum insured by increments of $50 a day for daily hospital income.

More details

Before you apply

You must:

  • Be holding a valid Singapore identification document (NRIC, student pass, work pass)
  • Be living or working in Singapore, or away from Singapore for no more than 180 days at any one time
  • Be between 15 days old and 65 years old
You can make your premium payments yearly.

You can choose from three different plan types covering death sum insured of $50,000, $100,000, or $200,000. There are also options to increase the sum insured.

You may refer to the premium rates based on your occupation group.

View occupations covered

Age 65 and below Yearly premium
Group A $101.65 $165.85 $269.64
Group B $209.72 $373.43 $625.95
 
Age 66 to 75 (applicable for renewal only) Yearly premium
Group A $166.92 $261.08 $166.92
Group B $262.15 $456.89 $761.84

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Benefits Sum assured Additional yearly premium
Group A occupations Group B occupations
Age 65 and below Age 66 to 75 Age 65 and below Age 66 to 75
Accidental death and permanent disability Per $50,000 $42.80 $55.64 $102.72 $115.56
Medical expenses to treat injury or infectious disease [4] Per $1,000 $10.70 $10.70 $10.70 $10.70
Daily hospital income [5] $50 per day $26.75 $34.24 $63.13 $70.62

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

You can receive up to 20% discount off the total premium if you sign up together as a family under a single policy. Family means yourself, your spouse, and/or child/children below 18 years old.

Number of insured persons Family discount
2 10%
3 15%
4 or more 20%
Important Notes

Footnotes

 
  1. The benefit limit is applicable under Plan 3.
  2. You will be covered while in Singapore and while outside Singapore for no more than 180 days in a row at a time from the date of departure from Singapore.
  3. This plan does not cover any infectious disease which has been announced as:
    (a) an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
    (b) a pandemic by the World Health Organisation (WHO), from the date of such announcement until the epidemic or pandemic ends.
  4. You can insure up to 10% of the sum insured under Accidental death or $10,000, whichever is lower.
  5. You can insure up to 0.1% of the sum insured under Accidental death or $300 a day, whichever is lower.

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This page is for general information only. You can find the usual terms and conditions of this plan in the policy conditions.

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).
 

Information is correct as of 24 March 2015

Frequently asked questions

How to apply

For enquiries about Personal Accident Infectious Diseases Plan, please call our hotline:
6788 1111

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