24-Hour Worldwide Cover For

Personal Accident and Infectious Disease

Life is full of uncertainties. That is why financial protection for you and your loved ones is so important. For the first time in Singapore, NTUC Income offers Personal Accident AND Infectious Diseases cover in ONE policy!

You and your family can enjoy 24-hour, worldwide cover at less than $0.30^ a day!

Coverage

You will be covered against:

• Accident
• Terrorism cover
• Natural Disasters
• Strike
• 14 common Infectious Diseases
• Bird Flu
• Dengue Fever
• Hand, Foot and Mouth Disease (HFMD)
• Severe Acute Respiratory Syndrome (SARS)
• Mad Cow Disease
• Nipah Viral Encephalitis
• Japanese Viral Encephalitis
• Soil Disease
• Anthrax Infection
• Yellow Fever
• Legionnaires' Disease
• Malaria
• Rabies
• Plague

Premiums (inclusive of 7% GST)

Additional Coverage/Premium

You can increase the sum insured for death and TPD in multiples of $50,000 for Plan 3 only.

• Last entry age is at 75.
• Policy is yearly renewable
• 14-day waiting period applies.

Hassle-Free Underwriting

Unlike most life applications, no medical check-up is required. This plan is yearly renewable till age 75.

Benefits

Death
In the event of death arising from an accident or infectious disease, the compensation is a lump sum benefit payment, which is the sum insured in the policy.

Total Permanent Disablement
This benefit is with regards to total permanent disablement resulting from an accident or infectious disease. The compensation is in the form of a lump sum, as stipulated in a table of compensation. It varies from 100% to 2%, for different types of injury, such as total permanent disablement, loss of sight, hearing, limbs, fingers or toes.

Temporary Disablement
This benefit provides you an allowance for each day you are temporary disabled up to a maximum period of 100 days. To enjoy this benefit, your temporary disablement must be at least 7 consecutive days. This benefit is to compensate the insured for the loss of income during the period of his temporary incapacity. For example if you bought Plan 2, $100,000 policy and you are temporary disabled for 20 days, you will be paid $2,000 ($100 x 20 days).

Medical Expenses
PA+ID's medical expenses benefit provides for medical, surgical and/or hospital charges, arising from injury sustained from accidents or treatment for infectious diseases. The benefit is payable up to $3000 or $5000 depending on the choice of plan.

Main Exclusions

• pre-existing condition
• pandemic or epidemic
• professional sports and hazardous activity
• 14 days waiting period

Declined Occupations

Divers, marine salvage crew, navy crew, oil riggers, ship crew, stevedores, persons directly involved in the manufacturing or handling of explosives.

* Terms & conditions apply
^ Premium rate is based on Plan 1

This is only product information provided by us. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Please call 62Income (6246 2663), email product@income.com.sg or
Visit our branch/business centres, contact your insurance adviser