Personal Accident Insurance - Premium Rates

Basic Plan/Premiums (subject to 7% GST)

Benefits	Plan 1	Plan 2	Plan 3
	Sum Insured
Accidental Death	$50,000	$100,000	$200,000
Permanent Disablement (PD)	$50,000	$100,000	$200,000
Accidental Medical Expenses	$1,000	$2,000	$3,000
Annual Premium
Class 1	$33	$67	$129
Class 2	$43	$86	$162
Class 3	$62	$119	$229
Class 4	$100	NA	NA

Additional Coverage/Premium (subject to 7% GST)

Premium is based on your occupation class and the sum insured.

Benefits	Sum Insured	Annual Premium by Occupation
		Class 1	Class 2	Class 3	Class 4
Accidental Death & Permanent Disablement	per $50,000	$29	$38	$57	NA
Accidental Medical Expenses	per $1,000	$3	$4	$5	$5
Additional Accidental Death Benefit for Public ConveyanceÂ	per $50,000	$10	$10	$10	NA
Weekly Cash Benefit	per $100/week	$13.50	$18.60	$24	$43.50
Daily Hospitalisation Income	per $50/day	$21	$27	$38	$61
Emergency Evacuation & Repatriation	per $50,000	$10	$10	$10	$10

Please note that:

• Basic Plan is compulsory.
• You can increase the sum insured for Accidental Death and Permanent Disablement for Plan 3 only.
• Sum insured for Accidental Medical Expenses can be increased for all plans and must not be more than 10% of the Sum Insured for Accidental Death benefit or $10,000, whichever is lower.
• Sum insured for Additional Accidental Death Benefit for Public Conveyance must be equal to the Sum Insured for Accidental Death benefit.
• Sum insured for Weekly Cash Benefit must not be more than 0.7% of the Sum Insured for Accidental Death benefit or 20% of the monthly earnings, whichever is lower.
• Sum insured for Daily Hospitalisation Income must not be more than 0.1% of the Sum Insured for Accidental Death benefit or 3% of monthly earnings, whichever is lower.
• Sum insured for Emergency Evacuation & Repatriation must be equal to or less than the Sum Insured for Accidental Death benefit.
• The minimum premium payable is $33 (subject to 7% GST).