General Insurance

Personal Accident Insurance – Product Summary

With flexible plans, now you can decide what
personal accident coverage you really need.

Accidents can happen when you least expect, so it may be the last thing on your mind but really, it is the first thing you should be covered for.

From as little as $0.101 a day, you will enjoy round-the-clock protection against accidents anywhere in the world.

When medical care is needed, you can choose from either a general practitioner, a Chinese medicine practitioner or a specialist. You can also choose to increase your personal accident insurance coverage with our weekly cash benefit, daily hospital income and more based on your protection needs.

  • Extra accident insurance protection at no extra cost
    - Acts of terrorism
    - Riot, strike, civil commotion, hijack, murder, assault
    - Disappearance
    - Exposure to natural elements
    - Food poisoning
    - Suffocation by smoke, poisonous fumes, gas or drowning
    - Miscarriage due to an accident
  • Flexibility to enhance your accident insurance coverage with optional benefits
    - Weekly cash benefit2
    - Extra accidental death benefit for public transport3
    - Daily hospital income4
    - Emergency medical evacuation and sending you home5
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1 This premium rate is applicable for Class 1 occupation, under Plan 1 coverage.

2 For weekly cash benefit, you can choose to insure up to:
- 0.7% of the sum insured for accidental death, or;
- 20% of your monthly earnings, or;
- $1,000 a week,
whichever is lower.

3 Your sum insured must be equal to the accidental death benefit.

4 You can choose to insure up to 0.1% of the sum insured for accidental death or $300 a day, whichever is lower.

5 You can choose to insure up to the sum insured under accidental death.

This is for general information only. You can find the usual terms and conditions of this plan at

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the GIA/LIA or SDIC websites ( or or

Information is correct as of 21 September 2012

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