Home Health Insurance Plus Rider

Plus Rider

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The Plus Rider has been withdrawn for new policies as of 16 November 2007

Flexibility to retain your existing Plus Rider

Existing policyholders may choose to continue with the Plus Rider, but will be subjected to the revised premium rates shown below.

Plus Rider Annual Premium Rates (IncomeShield)

Age
Next Birthday		 Plan P Plan A Plan B Plan C
< 31 113 109 73 54
31-40 122 118 80 57
41-50 212 205 137 97
51-60 262 254 170 122
61-65 357 344 232 163
66-70 461 446 299 212
71-73 643 557 373 266
74-75 756 656 439 313
76-78* 904 784 527 401
79-80* 1,052 912 614 491
81-83* 1,170 1,014 684 566
84-85* 1,290 1,118 753 641
86-88* 1,408 1,220 823 716
89-90* 1,528 1,324 893 790
91-93* 1,648 1,428 962 865
94-95* 1,766 1,530 1,032 938
96-98* 1,885 1,634 1,102 1,014
99-100* 2,003 1,737 1,170 1,087
> 100* 2,076 1,799 1,213 1,132

Plus Rider Annual Premium Rates (Enhanced IncomeShield)

Age
Next Birthday		 Preferred Advantage Basic
< 31 173 147 96
31-40 187 159 105
41-50 325 276 180
51-60 401 341 224
61-65 546 464 304
66-70 706 600 393
71-73 985 750 490
74-75 1,158 883 577
76-78* 1,385 1,056 693
79-80* 1,611 1,228 808
81-83* 1,792 1,366 900
84-85* 1,976 1,506 990
86-88* 2,157 1,644 1,082
89-90* 2,340 1,783 1,174
91-93* 2,524 1,923 1,264
94-95* 2,705 2,061 1,356
96-98* 2,888 2,201 1,448
99-100* 3,069 2,339 1,538
> 100* 3,180 2,423 1,595

* For renewal only. The last entry age is at 75.

Premium includes 7% GST. The above annual premium rates are applicable to policies effective 1 January 2008 onwards; rates are non-guaranteed and may be reviewed from time to time.

All rider rates are applicable to all nationalities and premiums are payable by cash/cheque/GIRO. The plan selected for rider must be the same as the IncomeShield or Enhanced IncomeShield Plan. The Plus Rider revised premium rates are applicable to existing policyholders with Plus Rider renewals from 1 January 2008 onwards.

This is only product information provided by us. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Call 6788 5515   Email csquery@income.com.sg
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