IncomeShield Plan – Product Summary

When you need some help in life, we make sure you get an all-round boost

Escalating healthcare costs, especially treatments for serious or prolonged illnesses is a reality.

At NTUC Income, we know that the last thing you would want to think about when you are ill is how to pay for the medical expenses. That’s why, with IncomeShield, all your hefty medical bills will be taken care of while you concentrate on recuperating.

Guaranteed renewal and lifetime coverage

Most medical plans only cover up to age 80 or 85, and coverage may cease when there is a major claim. NTUC Income is the first insurer to offer guaranteed renewable lifetime coverage. With IncomeShield, you and your family are covered for life, even if there is a major claim.

Getting the most out of it

If the maximum benefit per day of hospitalisation is not fully utilised for the hospital stay, the balance may be used to cover specialist consultation, examination and laboratory tests, and any post-hospitalisation treatment.

Always affordable premiums

With IncomeShield, you enjoy the best value among comparable hospitalisation insurance plans offered in the market. Moreover, you can pay for the premiums* with your CPF Medisave funds – no cash required upfront - for up to a limit of $800⁺ per person per calendar year.

More than just insurance

With you in mind, our Wellness@IS program has lined up a variety of special treats that you can enjoy all year round, once you become our policyholder.

Assist Rider to keep hospital bill to a minimum

With our Assist Rider, all you need to pay is 10% of the claimable amount, subject to a cap on co-payment. You can purchase this rider to accompany your main IncomeShield plan to ensure your payment for hospital bill is kept to a minimum.

Click here for more details on the Assist Rider.