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Incomeshield Plan

comprehensive medical coverage for you & your family
 
:: About It :: Making a Claim :: List of Medical Institutions
:: Plans & Coverage :: Privileges & Conditions :: Check Hospital Coverage
:: Premium Rates :: Incomeshield Plus Rider :: Contact Us
:: Incomeshield Assist Rider    


FAQs & Practice Notes
  • New Incomeshield Benefits wef 1 Sep '08
  • Incomeshield Revisions for PR/Foreigners
  • Assist Rider and Revisions
  • Incomeshield
  • Enhanced Incomeshield
  • Upgrading of Incomeshield Plans
  • Incomeshield Payout Recovery
  •  
    Web Forms
  • Application Form
  • PR/Foreigner Upgrade Form
  • Upgrade Plan/Add Assist Rider
  • Questionnaires
  • Alteration Form
  • Change of Payer Form
  • Change of Payment Mode
  • Claim Form


  • Important Changes to Incomeshield Plans in 2008/2009

    When you need some help in life,
    we make sure you get an all-round boost

    Escalating healthcare costs, especially treatments for serious or prolonged illnesses is a reality.

    At NTUC Income, we know that the last thing you would want to think about when you are ill is how to pay for the medical expenses. That’s why, with Incomeshield, all your hefty medical bills will be taken care of while you concentrate on recuperating.

    Guaranteed renewal and lifetime coverage
    Most medical plans only cover up to age 80 or 85, and coverage may cease when there is a major claim. NTUC Income is the first insurer to offer guaranteed renewable lifetime coverage. With Incomeshield, you and your family are covered for life, even if there is a major claim.

    Getting the most out of it
    If the maximum benefit per day of hospitalisation is not fully utilised for the hospital stay, the balance may be used to cover specialist consultation, examination and laboratory tests, and any post-hospitalisation treatment.

    Always affordable premiums
    With Incomeshield, you enjoy the best value among comparable hospitalisation insurance plans offered in the market. Moreover, you can pay for the premiums* with your CPF Medisave funds – no cash required upfront - for up to a limit of $800+ per person per calendar year.

    New Assist Rider to keep hospital bill to a minimum
    With our new Assist Rider, all you need to pay is 10% of the claimable amount, subject to a cap on co-payment. You can purchase this rider to accompany your main Incomeshield plan to ensure your payment for hospital bill is kept to a minimum.

    Click here for more details on the Assist Rider.

    * Premiums are calculated based on your age next birthday at the point of commencement of cover.

    + From 01 December 2008, for insured person aged 80 and above, Medisave limit is increased to $1,150.

    This is only product information provided by us. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

    Please call 62Income (6246 2663), email product@income.com.sg or
    Visit our branch/business centres, contact your insurance adviser

     
     

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