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Activities of Daily Living
iDAPE scheme - Activities of Daily Living
Disability shall mean the inability to perform at least 3 of the following Activities of Daily Living, even with the aid of special equipment, and always to require the physical assistance of another person throughout the entire activity.
| Washing : | The ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash by other means. |
| Dressing : | The ability to put on, take off, secure and unfasten all garments and, as appropriate, any braces, artificial limbs or other surgical or medical appliances. |
| Feeding : | The ability to feed oneself food after it has been prepared and made available. |
| Toileting : | The ability to use the lavatory or manage bowel and bladder function through the use of protective undergarments or surgical appliances if appropriate. |
| Mobility : | The ability to move indoors from room to room on level surfaces. |
| Transferring : | The ability to move from a bed to an upright chair or wheelchair, and vice versa. |
Definition of Pre-existing Disability
Pre-existing Disability means suffering from the Disability as defined above before 30 September 2002.
(Note: For persons aged 40 to 69 as at 30 September 2002 who are eligible for the auto-cover under ElderShield, disability caused solely by accidents that occur during the 90-day opt-out period shall not be regarded as Pre-existing Disability - they will still be covered under ElderShield if they do not opt out.)
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