Commercial Insurance

i-MediCare - Product Summary

i-MediCare is a comprehensive group medical plan which covers visits to general practitioners, A&E , specialists, and hospitalisation.

Outpatient Care

Outpatient Primary Care
  • Cover includes consultation, medication, basic diagnostic tests, x-rays and procedures.
  • Unlimited visits to any clinics in our panel (more than 200 clinics).
  • Non-panel doctor visits can be reimbursed up to pre-determined amount per visit
  • For emergency, members can visit the Accident & Emergency (A&E) department of any hospital.
Outpatient Specialist Care
  • Cover includes consultation, medication, basic diagnostic tests, x-rays and procedures.
  • Members can visit our panel specialists in both restructured and private hospitals, upon referral from our panel doctors.
  • Extended to cover specialised investigations which include Barium studies, CT scan and MRI.

Inpatient Care

i-MediCare covers cost of hospitalisation and surgical treatment requiring confinement in a hospital

Benefits include:

  • Daily Room and Board / Intensive Care Unit (ICU)
  • Surgical Benefits
  • Emergency Outpatient Treatment (Accidental)
  • Daily In-hospital Consultation
  • Pre-Hospitalisation Specialist Consultation, Diagnostic X-ray and Laboratory Fee
  • Post Hospitalisation Treatment
  • Outpatient Kidney Dialysis & Cancer Treatment 
  • Overall Limit as charged per Disability at Singapore Restructured Hospital


Employer can choose from these options:
  • Option (1) : To cover Outpatient (Primary and Specialist) and Inpatient Care
  • Option (2) : To cover Outpatient (Primary only) and Inpatient Care

Minimum number of employees:
  • At least 3

Besides the standard benefits, an employer can also add on the following benefits:

For Outpatient Care:

  • Traditional Chinese Medicine (TCM) – at least 21 employees
  • Outpatient Physiotherapy – at least 21 employees

For Inpatient Care:
  • Major Medical
  • Group Dental – at least 21 employees
  • Group Maternity – at least 21 female employees only

Co-payment and Benefit Limits
With i-MediCare, employer can decide on the co-payment and benefit limits for both In and Outpatient Care.

Terms and conditions apply.

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NTUC Income Centre
Singapore 189557

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