General Insurance

PREMIUM RATES - HDB HOMES

Premium rates for Comprehensive plan (For homeowners only)

Our comprehensive plan protects the building structure of your home, renovations and personal contents.

Coverage & plan type Maximum benefit limit
3-Room 4-Room 5-Room Exec/HUDC
Building/Renovations $100,000 $150,000 $200,000 $300,000
Contents $20,000 $32,000 $45,000 $52,000
Yearly Premium $46.01 $71.69 $96.30 $127.33

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Premium rates for Standard plan (For homeowner and tenants)

Our standard plan protects the renovations and your personal contents. This plan will be suitable to you if you are currently renting your home or you have other insurance plans to cover your home’s building structure.

Coverage & plan type Maximum benefit limit
3-Room 4-Room 5-Room Exec/HUDC
Renovations $30,000 $45,000 $55,000 $70,000
Contents $22,500 $32,500 $40,000 $50,000
Yearly premium $35.31 $51.36 $60.99 $75.97

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Premium rates for flexible plan

Every home is different and that is why you can choose your desired amount of coverage to give your home the best protection it deserves.

Coverage Yearly Premium rates
Building or Renovations $2.45 per $10,000 benefit limit
Contents $14.56 per $10,000 benefit limit

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time. The minimum premium for our flexible plan is $35.31 per year.

For all plans, enjoy 15% discount when you sign up for a 3-year plan!

Important notes

This is for general information only. You can find the usual terms and conditions of this plan at http://www.income.com.sg/forms/insDocument/Home.pdf

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 12 June 2014

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