General Insurance

Coverage for HDB Homes

NTUC Income Home Insurance is one of the most comprehensive home insurance policies in Singapore. You can choose to be insured for either your building and/or renovations, or your household contents or for both, against any of the insured perils.

If you are already covered under the HDB Fire Insurance on the building structure, you may choose to take up our standard package covering on renovations and contents.

a) Buildings, Renovations and Contents:

Type of Flat 3-room 4-room 5-room Exec/HUDC
Building/Renovation 60,000 150,000 200,000 300,000
Contents 18,000 24,000 30,000 36,000
Annual Premium 46.01 71.69 96.30 127.33
Annual premium for additional sum insured on top of above package:
Building/Renovation $12.84 per $50,000
Contents $20.33 per $10,000 for the 1st $30,000
$14.98 per $10,000 in excess of $30,000

b) Renovations and Contents only:

Type of Flat 3-room 4-room 5-room Exec/HUDC
Renovation 25,000 35,000 50,000 60,000
Contents 18,000 24,000 30,000 36,000
Annual Premium 35.31 51.36 60.99 75.97
Annual premium for additional sum insured on top of above package:
Renovation $12.84 per $50,000
Contents $20.33 per $10,000 for the 1st $30,000
$14.98 per $10,000 in excess of $30,000

c) If the insurance is not taken under the above Packages, premium rate will be as follows:

Annual premium per sum insured
Buildings/Renovations ($) Contents ($)
$5.35 per $10,000 $25.68 per $10,000 for the 1st $30,000
$14.98 per $10,000 in excess of $30,000

The minimum premium per policy is $35.31.

All the above premium rates are inclusive of 7% GST.

Call 62INCOME / 6788 1111 Email product@income.com.sg
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