Foreign Maid Insurance

Foreign Maid Insurance

Affordable insurance to cover your maid for hospital and surgical expenses.

What it covers

Personal accident

 

We pay up to $40,000 in the event that your maid is involved in an accident leading to her death or permanent disability.

Hospital and surgical expenses

 

We pay up to $15,000 a year for hospital and surgical expenses. We also cover your maid for emergency overseas hospitalisation[1].

Wages compensation

 

We pay you your maid’s wages up to $30 for each day that your maid is hospitalised or on hospitalisation leave and you have not had domestic services carried out as a result, subject to a maximum period of 30 days.

Full coverage information

Features

We can provide courier service[2] to assist you with renewal and delivery of your maid’s insurance policy document and work permit. This service is applicable under the MI4E plan and you may contact us at 6788 1111 or sign up online.

If you think your maid is not likely to be hospitalised or undergo any surgery, choose the deductible option[3] and pay 20% less for your foreign maid insurance premium. If the unfortunate happens, you will have to pay the first $1,000 of the total hospitalisation and surgical bills payable under this policy.

Enhance your coverage

Waiver of counter indemnity

With the waiver of counter indemnity[4], the $5,000 bond liability imposed by MOM is limited to only $250 if you did not cause the breach of the bond.

Additional premium for waiver of counter indemnity[4]
26 months policy $51.36
14 months policy $35.31
12 months extension $35.31
18 months extension $51.36

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Additional hospital and surgical expenses coverage

Get additional hospital and surgical expenses coverage of up to $10,000 by paying an additional premium.

Benefits Premium rates
26 months policy 14 months policy 12 months extension 18 months extension
Additional $5,000 hospital and surgical expenses (per year) $32.10 $16.05 $16.05 $26.75
Additional $10,000 hospital and surgical expenses (per year) $53.50 $26.75 $26.75 $42.80

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

Before you apply

  Plan Type
MI4E MI3E MI2E
26 months policy 14 months policy 26 months policy 14 months policy 26 months policy 14 months policy
Basic premium rates $367.05^ $238.65^ $256.80 $128.40 $194.74 $97.37
Premium rates with waiver of counter indemnity[4]
(excess: $250)
$418.41^ $273.96^ $308.16 $163.71 - -

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.
^ Premium is inclusive of courier service and admin fees to MOM for renewal or issuance of work permit.

If your existing policy has more than 2 months of coverage left, you can choose to extend the policy at exclusive premium rates.

Extension options Plan Type
MI4E MI3E
12 months extension 18 months extension 12 months extension 18 months extension
Basic premium rates $238.65^ $302.85^ $128.40 $192.60
Premium rates with waiver of counter indemnity[4]
(excess: $250)
$273.96^ $354.21^ $163.71 $243.96

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.
^ Premium is inclusive of courier service and admin fees to MOM for renewal or issuance of work permit.

Get additional hospital and surgical expenses coverage of up to $10,000 by paying an additional premium.

Benefits Premium rates
26 months policy 14 months policy 12 months extension 18 months extension
Additional $5,000 hospital and surgical expenses (per year) $32.10 $16.05 $16.05 $26.75
Additional $10,000 hospital and surgical expenses (per year) $53.50 $26.75 $26.75 $42.80

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

If you need to furnish a performance bond to the Philippines Embassy in Singapore, the following plans are available:

Plan Coverage Premium rates for 26 months policy
Plan 1a $2,000 performance bond to Philippines Embassy $35.31
Plan 1b (applicable for direct employers and non-accredited maid agencies) $7,000 performance bond to Philippines Embassy $71.69

Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.

We have identified a number of quality maid agencies who can assist you.

View our preferred panel of maid agencies

Important Notes

Footnotes

 
  1. The final claim amount you will receive depends on the relevant pro ration factor applicable for the hospital and surgical expenses claimed.
  2. The renewal of work permit is done by NTUC Income Employment Agency (licence no. 96C5724).
  3. You will have to pay $1,000 (for each claim) of the total hospital and surgical expenses claimable under this policy before this policy reimburses you for the balance amount.
  4. You can choose to take up the waiver of counter indemnity under plan MI3E or MI4E by paying additional premium.

Exclusions

 

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important notes

 

This page is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the websites of the General Insurance Association of Singapore (www.gia.org.sg), the Life Insurance Association, Singapore (www.lia.org.sg) or Singapore Deposit Insurance Corporation (www.sdic.org.sg).

Information is correct as of 22 May 2015

Frequently asked questions

How to apply

For enquiries about home and lifestyle insurance, please call our hotline:
6788 1111

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