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Table Of Compensation
Group Personal Accident
Table of Compensation
| Description | Percentage Of the Sum Assured |
|
| 1. Loss of life | 100% | |
| 2. Loss of two or more limbs | 150% | |
| 3. Loss of one or more limbs by amputation at or above wrists or ankles | 125% | |
| 4. Total and irrecoverable loss of all sight in two eyes | 150% | |
| 5. Total and irrecoverable loss of all sight in one eye | 100% | |
| 6. Total paralysis | 150% | |
| 7. Injuries resulting in insured being permanently bedridden | 150% | |
| 8. Total and Permanent Disability preventing the insured from engaging in any occupation or employment for wage or profit or from giving attention to anybusiness whatsoever | 150% | |
| 9. Eye | - loss of sight in one eye, except perception of light | 50% |
| - loss of lens in one eye | 50% | |
| 10. Loss of four fingers and thumb of one hand | 50% | |
| 11. Loss of four fingers | 40% | |
| 12. Loss of speech | 50% | |
| 13. Loss of hearing | - both ears | 75% |
| - one ear | 15% | |
| 14. Loss of thumb | - both phalanges | 25% |
| - one phalanx | 10% | |
| 15. Loss of index finger | - three phalanges | 10% |
| - two phalanges | 8% | |
| - one phalanx | 4% | |
| 16. Loss of middle finger | - three phalanges | 6% |
| - two phalanges | 4% | |
| - one phalanx | 2% | |
| 17. Loss of ring finger | - three phalanges | 5% |
| - two phalanges | 4% | |
| - one phalanx | 2% | |
| 18. Loss of little finger | - three phalanges | 4% |
| - two phalanges | 3% | |
| - one phalanx | 2% | |
| 19. Loss of metacarpals | - first or second (additional) | 3% |
| - third, fourth or fifth (additional) | 2% | |
| 20. Loss of toes | - all | 15% |
| - great, both phalanges | 5% | |
| - great, one phalanx | 2% | |
| - other than great, if more than one toe lost, each | 1% | |
| 21. Third Degree Burns | ||
| Area | Damage as a percentage of total body surface area | |
| Head | equals to or greater than 2% but less than 5% | 50% |
| equals to or greater than 5% but less than 8% | 75% | |
| equals to or greater than 8% | 100% | |
| Body | equals to or greater than 10% but less than 15% | 50% |
| equals to or greater than 15% but less than 20% | 75% | |
| equals to or greater than 20% | 100% | |
The aggregate of all percentages payable in respect of any one accident shall not exceed 150% of the sum assured. Third degree burns refer to burns that damage all skin layers, resulting in charring of skin and causing white or blackened skin surfaces.
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