General Insurance

Foreign Maid Insurance – Product Summary

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Comprehensive coverage that gives you
more savings and convenience.

Make room for more savings and ease of mind for you and your maid. Now, you can look after your maid’s wellbeing without it being a financial burden.

Our Foreign Maid Insurance offers comprehensive insurance coverage to ensure your maid is taken care of. You can also enjoy the convenience of courier service1 to assist you with the renewal and delivery of your maid’s insurance policy document and work permit2 to your doorstep. Simply call us and we will take care of the rest.

BENEFITS AT A GLANCE
  • Courier service1 to assist with renewal and delivery of your foreign maid’s insurance policy document and work permit2
  • Up to 90 days pre- and post-hospitalisation treatment coverage3
  • Hassle-free sign up by phone or online for your foreign maid’s insurance
  • Emergency overseas hospitalisation4 insurance coverage for your foreign maid
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Example

An example to illustrate the benefits that employers will enjoy under if they take up the optional covers for their foreign maid insurance.

Your foreign maid was admitted into a Singapore public hospital standard Class C ward with a total bill of $23,450.

Hospital Bill S$
Total Hospital Bill 23,450
Basic MI3E plan with $15,000 Hospital and Surgical Expenses Cover
(Per Year Limit)
Total claimable under the policy limits 15,000
NTUC Income pays 15,000
Employer pays 8,450
Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit) + Additional $5,000 Hospital and Surgical Expenses (Per Year Limit)
Total claimable under the policy limits 20,000
NTUC Income pays 20,000
Employer pays 3,450
Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit) + Additional $10,000 Hospital and Surgical Expenses (Per Year Limit) + $1,000 Deductible option
Total claimable under the policy limits 23,450
Less deductible 1,000
NTUC Income pays 22,450
Employer pays 1,000
Basic MI3 plan with $15,000 Hospital and Surgical Expenses Cover (Per Year Limit) + Additional $10,000 Hospital and Surgical Expenses (Per Year Limit)
Total claimable under the policy limits 23,450
NTUC Income pays 23,450
Employer pays 0

IMPORTANT NOTES

1You can only enjoy this under plan MI4E. This plan is not available for sign-ups through maid agencies.

Renewal of work permit is done by NTUC Income Employment Agency (licence no. 96C5724).

3 This is payable if your maid is admitted as an inpatient for her injury or sickness, provided we pay the hospitalisation claim under the policy. Post-hospitalisation treatment coverage is only for the same injury or sickness your maid was hospitalised for.

The final claim amount you will receive depends on the relevant pro ration factor applicable for the hospital and surgical expenses claimed.

This is for general information only. You can find the usual terms and conditions of this plan at www.income.com.sg/forms/insDocument/ForeignMaid.pdf.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 21 September 2012

Call 62INCOME / 6788 1111 Email product@income.com.sg
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