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Getting good returns on your investment is challenging when time and resources are scarce. Flexi-Link is a single premium investment-linked plan tailored to your individual needs, helping you to explore different investment funds and expanding your financial options.

Wide selection of funds to suit your individual needs
Make your selection from a wide array of funds available such as:

There are 3 Combined Funds - Growth, Balanced and Conservative. By having a different mix of the 4 Core Funds, each of the Combined Funds is created to suit different risk profiles and investment objectives. Our Combined Funds are well-diversified and are invested in more than 900 quality stocks and bonds.

Fund management expertise
The fund managers are chosen based on their good track records and sound investment process.

These well-established fund managers include:

• Capital International
• MFS Investment Management
• AllianceBernstein
• DBS Asset Management
• State Street Global Advisors Singapore Limited
• Trust Company of the West (TCW)
• Columbia Management Group Inc.
• Wellington International Management Company Pte Ltd
• PIMCO Asia Pte Ltd
• Fischer Francis Trees & Walts (FFTW)

Low management fee
NTUC Income's Funds annual management fee is from as low as 0.5% p.a.!

Flexibility
At any stage, you can increase your investment amount, take out your savings, or switch* your investment options if your risk profile or your financial needs change with time.

Additional coverage for your family members
Choose to cover your family members under the Family Insurance Plan at minimal cost for greater peace of mind.

Low initial capital
Flexi-Link is easily accessible to everyone. You can start your investment with just $5,000.

* Each policy is entitled to two free switches for each calender year. A fee at the higher of 1% of the transaction value or $30 is chargeable for all subsequent switches within the same calender year.

Investments are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP fund is not guaranteed and the value of the units in the ILP fund and the income accruing to the units, if any, may rise or fall. A product summary relating to the ILP fund is available. A potential investor should read the product summary before deciding whether to subscribe for units in the ILP fund.

Information is correct at time of posting. Please check with NTUC Income for subsequent updates, if any. The information provided on this website is for general information only and not a contract of insurance. Please refer to policy document for precise terms and conditions.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Please call 62Income (6246 2663), email product@income.com.sg or
Visit our branch/business centres, contact your insurance adviser