FlexiLink Plan

Getting good returns on your investment is challenging when time and resources are scarce. FlexiLink is a single premium investment-linked plan tailored to your individual needs, helping you to explore different investment funds and expanding your financial options.

Wide selection of funds to suit your individual needs

Make your selection from a wide array of funds available such as:

There are 3 Combined Funds - Growth, Balanced and Conservative. By having a different mix of the 4 Core Funds, each of the Combined Funds is created to suit different risk profiles and investment objectives. Our Combined Funds are well-diversified and are invested in more than 900 quality stocks and bonds.

Fund management expertise

The fund managers are chosen based on their good track records and sound investment process.

These well-established fund managers include:

• Capital International
• MFS Investment Management
• AllianceBernstein
• State Street Global Advisors Singapore Limited
• Trust Company of the West (TCW)
• Columbia Management Group Inc.
• PIMCO Asia Pte Ltd

Low management fee

NTUC Income's Funds annual management fee is from as low as 0.5% p.a.!

Flexibility

At any stage, you can increase your investment amount, take out your savings, or switch¹ your investment options if your risk profile or your financial needs change with time.

Additional coverage for your family members

Choose to cover your family members under the Family Insurance Plan at minimal cost for greater peace of mind.

Low initial capital

FlexiLink is easily accessible to everyone. You can start your investment with just $5,000 using your CPF savings.

With effect from 9 October 2009, investment into FlexiLink is available via CPF only.