Enhanced IncomeShield Plan – Product Summary
Taking care of your hospital and surgical expenses.
You look after your health. We look after your hospital expenses.
The last thing you want to worry about when facing a medical emergency is your cash flow. Enhanced IncomeShield covers hospitalisation, surgery and certain outpatient treatments. This health and medical insurance plan takes care of your hospital and surgical expenses1 while you focus on your health and recovery.
BENEFITS AT A GLANCE
Unlimited lifetime coverage
‘As charged2’ coverage - helping you pay for what you have incurred
Letter of Guarantee3 waives deposit required by hospital
Enhanced health insurance coverage with add-on riders
Premium payable with Medisave funds (main plan only)
To know how you can better manage your healthcare cost with Enhanced IncomeShield,
please visit www.haveaplan.com.sg.
1 Subject to precise terms, conditions and exclusions of this plan specified in the policy contract or rider.
2 Subject to deductible, co-insurance, admission of ward class and other terms.
3 Subject to individual hospital guidelines. Other terms and conditions apply.
4 All riders are applicable to all nationalities and premiums are payable by cash, cheque or GIRO only. The plan selected for the Assist Rider and Daily Cash Rider must be the same as your Enhanced IncomeShield plan.
Enhanced IncomeShield is available as a Medisave-approved Integrated Shield Plan for insured who is a Singaporean or a Singapore Permanent Resident. This applies as long as the insured meets the eligibility conditions under MediShield. If the insured is a foreigner who has an eligible valid pass with a foreign identification number (FIN), Enhanced IncomeShield is not available as an Integrated Shield Plan.
This is for general information only. You can find the usual terms and conditions of this plan at www.income.com.sg/forms/insDocument/EnhanceIncshield.pdf. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 31 March 2014