Enhanced IncomeShield Plan

You look after your health. We look after your hospital expenses.
Enhanced IncomeShield
No upfront payment for medical expenses.
No worries.

The last thing you’d want to worry about when you’re facing a medical emergency is your cash flow. Enhanced IncomeShield covers hospitalisation, surgery and certain outpatient treatments.

You get the peace of mind to focus on your health and recovery whilst your hospital and surgical expenses are taken care of¹.

A plan for everyone

Depending on your financial and medical needs, you have a choice of three Enhanced IncomeShield plan types: Basic, Advantage and Preferred.

View details of:

• Benefits
• Annual Premimum Rates

What are the benefits?

• Unlimited lifetime coverage
  Enhanced IncomeShield covers you for life, so your loved ones are relieved of the financial burden when the unforeseen happens.
  
  
• ‘As charged’ coverage
  Often, your insurance only covers a percentage of your hospitalisation bills. Our Enhanced IncomeShield plan offers more ‘As charged²â€™ features, paying what’s incurred.
  
  
• Letter of Guarantee
  To lessen any anxiety and to facilitate an easier admission to the hospital, the Letter of Guarantee³ waives any deposit required by the hospital.
  
  
• Affordability and Flexibility
  With Enhanced IncomeShield, you won’t need cash upfront. You’ll be able to use your CPF Medisave funds to pay your premiums, subject to a limit of $800 per person, per year. From 1 December 2008, if the insured person is aged above 80, the Medisave limit is increased to $1,150.
  
  
• 24-hour Healthcare Hotline (6332 1133)
  You shouldn’t have to wait in times of emergency. Our 24-hour hotline lets you access your policy details anytime.
  

IMPORTANT NOTES

1 Subject to precise terms, conditions and exclusions of this plan specified in the Policy Contract/Rider.

2 Subject to deductible, co-insurance, admission of ward class and other terms.

3 Subject to individual hospital guidelines. Other terms and conditions apply.

4 The Assist Rider is applicable to all nationalities and premiums are payable by cash/cheque/GIRO. The plan selected for the Assist Rider must be the same as your Enhanced IncomeShield Plan.

Subject to precise terms, conditions and exclusions of this plan specified in the Policy Contract/Rider. 2 Subject to deductible, co-insurance, admission of ward class and other terms. 3 Subject to individual hospital guidelines. Other terms and conditions apply. 4 The Assist Rider is applicable to all nationalities and premiums are payable by cash/cheque/GIRO. The plan selected for the Assist Rider must be the same as your Enhanced IncomeShield Plan.

Information is correct as of 1 September 2009