Life Insurance

Dependants' Protection Scheme – Product Summary

DPS Forms DPS Claim Forms

Coverage benefit

DPS is a low cost term-life, opt-out insurance scheme that provides a basic coverage of up to $46,000. It aims to provide the insured and their families with some money to tide them over the first few years in the event of death or permanent incapacity.

Affordable premium

The premium payable depends on your age at your last birthday. The premium will be higher as you get older. Premiums are payable once a year, based on your age, regardless of gender. They are as follows:

Age (Years) Yearly Premium
34 and below $36
35-39 $48
40-44 $84
45-49 $144
50-54 $228
55-59 $260


CPF members who are Singapore citizens or Permanent Residents, between the age of 21 and 60, are automatically covered under DPS when they make their first CPF working contribution.

If you have opted out previously and wish to rejoin DPS, kindly complete the proposal form and mail it to the following address:

Dependants' Protection Scheme
 Group and Health Department
NTUC Income Centre
75 Bras Basah Road
Singapore 189557

Alternatively, you may visit any of our servicing branches to submit the completed proposal form or fax to us at 6338 1500, attention to Dependants' Protection Scheme.
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75 Bras Basah Road
NTUC Income Centre
Singapore 189557

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