VivoCare - Dread Disease Benefit Coverage

No.	Early Stage	Intermediate Stage	Advanced Stage
1	• Moderately Severe Alzheimer’s Disease • Dementia	• N.A.	• Alzheimer’s Disease • Severe Dementia
2	• Reversible Aplastic Anaemia	• N.A.	• Aplastic Anaemia
3	• Bacterial Meningitis with Full Recovery	• N.A.	• Bacterial Meningitis
4	• Surgical Removal of Pituitary Tumour • Surgery for Subdural Haematoma	• N.A.	• Benign Brain Tumour
5	• Loss of Sight in one eye	• Optic Nerve Atrophy with Low Vision	• Blindness (Loss of Sight)
6	• Coma for 48 hours	• Severe Epilepsy • Coma for 72 hours	• Coma
7	• Keyhole Coronary Bypass Surgery • Coronary Artery Arthrectomy • Transmyocardial Laser Revascularisation • Enhanced External Counterpulsation Device Insertion	• N.A.	• Coronary Artery By-pass Surgery
8	• Partial Loss of Hearing • Cavernous Sinus Thrombosis Surgery	• Cochlear Implant Surgery	• Deafness (Loss of Hearing)
9	• Encephalitis with Full Recovery	• N.A.	• Encephalitis
10	• Liver Surgery	• Liver Cirrhosis	• End Stage Liver Failure
11	• Severe Asthma • Insertion of a Veno-cava Filter	• Surgical Removal of One Lung	• End Stage Lung Disease
12	• Cardiac Pacemaker Implantation • Pericardectomy	• Cardiac Defibrillator Insertion • Early Cardiomyopathy	• Heart Attack
13	• Percutaneous Valve Surgery	• N.A.	• Heart Valve Surgery
14	• HIV due to Assault or Occupationally Acquired HIV	• HIV Due to Organ Transplant	• HIV Due to Blood Transfusion and Occupationally Acquired HIV
15	• Surgical Removal of One Kidney	• Chronic Kidney Disease	• Kidney Failure
16	• Loss of Speech due to Any Causes	• N.A.	• Loss of Speech due to injury or disease to the vocal cords
17	• Moderately Severe Burns	• N.A.	• Major Burns
18	• Carcinoma in situ of Specified Organs • Early Prostate Cancer • Early Thyroid Cancer • Early Bladder Cancer • Early Chronic Lymphocytic Leukaemia • Early Melanoma	• Carcinoma in situ of Specified Organs treated with Radical Surgery	• Major Cancers
19	• Facial Reconstructive Surgery • Spinal Cord Injury	• N.A.	• Major Head Trauma
20	• Small Bowel Transplant • Corneal Transplant	• N.A.	• Major Organ / Bone Marrow Transplantation
21	• Early Motor Neurone Disease	• N.A.	• Motor Neurone Disease
22	• Early Multiple Sclerosis	• N.A.	• Multiple Sclerosis
23	• Moderately Severe Muscular Dystrophy	• N.A.	• Muscular Dystrophy
24	• Mild Coronary Artery Disease	• Moderate Coronary Artery Disease	• Other Serious Coronary Artery Disease
25	• Total and Irreversible Loss of Use of One Entire Limb due to Injury or Disease	• Medically Necessary Amputation of One Limb Above Knee or Elbow	• Paralysis
26	• Moderately Severe Parkinson’s Disease	• N.A.	• Parkinson’s Disease
27	• Early Pulmonary Hypertension	• Secondary Pulmonary Hypertension	• Primary Pulmonary Hypertension
28	• Early Progressive Scleroderma	• Progressive Scleroderma with CREST Syndrome	• Progressive Scleroderma
29	• Brain Aneurysm Surgery • Cerebral Shunt Insertion	• Carotid Artery Surgery	• Stroke
30	• Minimally Invasive Surgery to Aorta • Large Asymptomatic Aortic Aneurysm	• N.A.	• Surgery to Aorta