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Life Insurance Supplementary Riders
Supplementary Riders
If you already have a life insurance plan with us, you can cover yourself with supplementary riders against the following situations. The table below shows the possible risk and suggested riders that are suitable.
| Event Rider | Risk |
| Child Plus Rider | Supplements basic policy by providing coverage for child related illnesses and hospitalization due to accidental injury. |
| Decreasing Term Rider | Supplements a life policy by providing financial security to dependants in the event of death or permanent total disability of the life assured. |
| Extended PTD Benefit | Continues the payment of the Permanent and Total Disability Benefit (PTD) provided in the basic policy before age 65 of the life assured or death, whichever is earlier. |
| Hospital Benefit | Provides a fixed amount of compensation for each day of confinement in a government hospital or a licensed hospital. |
| Hospital & Surgical Benefit | Reimburses the expenses incurred while staying in a hospital up to 60 days per hospitalization. |
| Income Benefit | 3 types of Income Benefit Riders. Provide financial security to dependants in the form of a monthly income during the selected term in the events of Death, PTD or Dread Disease of the payor. |
Lady Plus Rider (LPV1) |
Specially designed for women. It can be attached to any policy with a dread disease cover. |
| Living Rider | Supplements a life policy by providing funds for treatment of dread diseases and also provides financial security to dependants. |
| Living Rider for Protection Policy | Supplements a Protection policy by providing financial security to dependants. |
| Personal Accident Rider | Supplements a life policy by providing additional cover for losses due to accident. |
| Term Rider | Supplements a life policy by providing financial security to dependants in the event of Death, Disability or Terminal Illness of the life insured during the selected term. For non-smokers, they will enjoy paying a lower premium. |
| Waiver of Premium Benefit | 3 types of Waiver of Premium riders. Provide waiver of future premiums during the selected term or the remaining policy term in the event of Death, PTD, or Dread Disease of the payor. |
To find out which riders can be attached to your basic plan, please contact our Insurance Advisers. Our Insurance Advisers are able to recommend appropriate packages that best suit your needs and review to ensure your coverages remain relevant.
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Email csquery@income.com.sg | |
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