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Medical Indemnity Insurance - Risk Grouping

High Risk

  • Cardiothoracic Surgery
  • Colo-rectal Surgery
  • Endocrine Surgery
  • General Surgery
  • Vascular Surgery
  • Ophthalmology with all types of laser refractive surgery
  • Otorhinolaryngology
  • Plastic & Reconstructive Surgery with FAMS
  • Urological Surgery

Medium Risk

  • Accident & Emergency
  • Anaesthetics
  • Cardiology
  • Intensive Care
  • Neonatology
  • Oral & Maxillo Facial Surgery
  • Paediatric Surgery
  • Radiology
  • Radiotherapy

Low Risk

  • Community/Family Medicine
  • Dermatology
  • Endocrinology
  • Gastroenterology
  • Geriatric Medicine
  • Haematology
  • Immunology
  • Infectious Diseases
  • Medical Officer
  • Nephrology
  • Neurology
  • Nuclear Medicine
  • Occupational Health
  • Oncology
  • Opthalmology with no laser refractive surgery
  • Paediatrics
  • Palliative Medicine
  • Pathology
  • Pharmaceutical Physician
  • Psychiatry
  • Rehabilitation Medicine
  • Renal Medicine
  • Respiratory Medicine
  • Rheumatology
  • Sports Medicine

GP - Procedural

50% or more of GP's annual turnover is derived from procedural work

*Note:
Excludes cosmetic & aesthetic procedures &/or consultation

GP - Non Procedural

Less than 50% of GP's annual turnover is derived from procedural work.

*Note:
Excludes cosmetic & aesthetic procedures &/or consultation

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