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LUV - List of 30 Critical Illnesses

  • Major Cancers
  • Heart attack
  • Coronary artery by-pass surgery
  • Stroke
  • Kidney failure
  • Coma
  • Paralysis (Loss of use of limbs)
  • Heart valve surgery
  • Blindness (Loss of sight)
  • Deafness (Loss of hearing)
  • Loss of speech
  • Multiple sclerosis
  • Fulminant hepatitis
  • Major organ/bone marrow transplantation
  • Primary pulmonary hypertension
  • Alzheimer’s disease/severe dementia
  • Surgery to aorta
  • Major burns
  • Terminal illness
  • HIV due to blood transfusion & occupationally acquired HIV
  • End stage lung disease
  • End stage liver failure
  • Muscular dystrophy
  • Parkinson’s disease
  • Aplastic anaemia
  • Angioplasty & other invasive treatment for coronary artery (with partial payment only)
  • Bacterial meningitis
  • Benign brain tumour
  • Encephalitis
  • Motor neurone disease

Please click here to view the definitions of the 30 Critical Illnesses.

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