IncomeShield M Plans - Benefits & Coverages

Schedule of Benefits
BENEFITS : Limits of Compensation
In-patient Hospital Treatment: Plan MA Plan MB
Room, Board & Medical Related Services
(per day)
$690 $450
Intensive Care Unit (ICU ) & Medical Related Services (per day) $1,100 $900
Surgical Limits
Tables :
      1 $500 $370
      2 $1,100 $740
      3 $1,900 $1,240
      4 $2,600 $1,870
      5 $4,500 $2,900
      6 $6,000 $4,100
      7 $7,800 $6,600
Implants / Approved Medical Consumables
(per treatment)
$7,000 $7,000
Gamma Knife (per procedure) $12,600 $9,600
Outpatient Hospital Treatment  :
Stereotactic Radiotherapy for cancer
(per treatment)
$2,500 $2,000
Radiotherapy (per day)  
- External $140 $120
- Superficial $140 $120
-  Brachytherapy with external $280 $240
- Brachytherapy without external $280 $240
Chemotherapy (per treatment cycle) $300 / 7 day
$ 1,240/ 21-28 day
$270 / 7 day
$1,240/21-28 day
Renal Dialysis (per month) $2,500 $2,000
Erythropoietin drug for chronic renal failure
(per month)
$500 $400
Cyclosporin / Tacrolimus drug for organ transplant
(per month)
$500 $400
Limit per policy year $110,000 $85,000
Limit per life time $550,000 $375,000
Deductible Per Policy Year Private Hospital
wards/Class A wards:
$4,000

Class B1 wards: $2,500

Class B2 wards: $1,500

Class C wards: $1,000
Private Hospital
wards: $2,500

Class A and B1 wards:
$2,500

Class B2 wards: $1,500

Class C wards: $1,000
Co-insurance 10% 10%
Last Entry Age
(Age next birthday)
75 75
Maximum Coverage Age Lifetime,
subject to Clause 7
Lifetime,
subject to Clause 7

- Upon attaining age 80, policyholder will have the option to continue under the IncomeShield plan as stated under Clause 7 in the Privileges and Conditions.

Call 6788 3113   Email healthcare@income.com.sg
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