Foreign Maid Insurance – Product Summary

Premium Rates

Type of Plan	Coverage	Premium rates inclusive of 7% GST
		26 months	14 months	12 months Extension	18 months Extension
Plan 1a	$2,000 Performance Bond to Philippines Embassy	$35.31	N.A	N.A	N.A
Plan 1b	$7,000 Performance Bond to Philippines Embassy	$71.69	N.A	N.A	N.A
MI2E	*$40,000 Personal Accident Insurance + $15,000 Hospital and Surgical Expenses (Per Year Limit)	$194.74	$97.37	N.A	N.A
MI3E	*$40,000 Personal Accident Insurance + $5,000 Guarantee Bond to MOM + $15,000 Hospital and Surgical Expenses (Per Year Limit)	$256.80	$128.40	$128.40	$192.60
MI4E1	*$40,000 Personal Accident Insurance + $5,000 Guarantee Bond to MOM + Renewal of work permit service + $15,000 Hospital and Surgical Expenses (Per Year Limit)	$357.05	$228.65	$228.65	$292.85

Note:
Plan 1a - $2,000 Bond is applicable if you are applying through an accredited maid agency.
Plan 1b - $7,000 bond is applicable for direct employers.
Plans 1a and 1b are only applicable for the Philippines Embassy.

Note:
Please take note that extension options are only applicable for those existing NTUC Income foreign maid policies which still have a balance of more than 2 months of insurance. However, if you wish to apply for a full 2 years renewal/issuance of the maid's work permit at MOM, you may purchase a new 26 months insurance.

* For all $40,000 Personal Accident Insurance, we have also included the following:

•  Medical Expenses for outpatient treatments due to accidents	$2,000
•  Repatriation Expenses due to death / permanent disablement	$10,000
•  Wage Compensation - max 30 days	$30 per day
•  Termination due to prolong terminal or serious illness	$300
•  Special Grant payable in event of death of the domestic helper	$2,000
•  Liability to Third Party	$25,000

We have also further enhanced our Hospital and Surgical Expenses benefit to cover for the following:

• Coverage for specified Communicable diseases² on Hospital and Surgical Expenses
• Coverage for 90 days pre and post Hospitalisation Coverage under Hospital and Surgical Expenses
• Emergency overseas hospitalisation of domestic helper³

Optional: Waiver of Counter Indemnity (applicable to MI3E & MI4E only)

If you add the waiver option, you'll be able to limit your loss to only $250 if the guarantee gets forfeited by MOM due to no fault of yours.

Type of Plan	Coverage	Premium rates inclusive of 7% GST with waiver of Counter Indemnity
		26 months	14 months	12 months Extension	18 months Extension
MI3E	*$40,000 Personal Accident Insurance + $5,000 Guarantee Bond to MOM + $15,000 Hospital and Surgical Expenses (Per Year Limit)	$308.16	$163.71	$163.71	$243.96
MI4E1	*$40,000 Personal Accident Insurance + $5,000 Guarantee Bond to MOM + Renewal of work permit service + $15,000 Hospital and Surgical Expenses (Per Year Limit)	$408.41	$263.96	$263.96	$344.21

Optional: Additional Hospital and Surgical Expenses Coverage
(applicable to MI2E, MI3E & MI4E only)

You can also opt for our Hospital and Surgical Riders to enjoy higher coverage at affordable premium rates.

Benefits	Premium rates inclusive of 7% GST
	26 months	14 months	12 months Extension	18 months Extension
Additional $5,000 Hospital and Surgical Expenses Rider (Per Year)	$32.10	$16.05	$16.05	$26.75
Additional $10,000 Hospital and Surgical Expenses Rider (Per Year)	$53.50	$26.75	$26.75	$42.80

Optional: Deductible Option (applicable to MI2E, MI3E & MI4E only)

If you select Deductible option on your Hospital and Surgical Expenses benefit under the policy, you will enjoy the following discount.

Option	Premium Discount
$1,000 Deductible on Hospital and Surgical Expenses (Per Claim)	20% discount off Total Premium