| Item |
Description of Disability |
Percentage
of Sum Assured |
| 1 |
Loss of arm |
100% |
| 2 |
Loss of hand |
100% |
| 3 |
Loss of leg |
100% |
| 4 |
Loss of feet |
100% |
| 5 |
Loss of
– eye
– sight of eye
– sight of eye except perception of light |
100%
100%
50% |
| 6 |
Loss of four fingers and thumb of one hand |
50% |
| 7 |
Loss of four fingers |
40% |
| 8 |
Loss of thumb
– both phalanges
– one phalanx |
25%
10% |
| 9 |
Loss of index finger
– three phalanges
– two phalanges
– one phalanx |
10%
8%
4% |
| 10 |
Loss of middle finger
– three phalanges
– two phalanges
– one phalanx |
6%
4%
2% |
| 11 |
Loss of ring finger
– three phalanges
– two phalanges
– one phalanx |
5%
4%
2% |
| 12 |
Loss of little finger
– three phalanges
– two phalanges
– one phalanx |
4%
3%
2% |
| 13 |
Loss of metacarpals
– first or second (additional)
– third, fourth or fifth (additional) |
3%
2% |
| 14 |
Loss of toes
– all
– great toe, both phalanges
– great toe, one phalanx
– each toe, other than great toe |
15%
5%
5%
1% |
| 15 |
Loss of hearing
– both ears
– one ear |
75%
15% |
| 16 |
Loss of speech |
50% |
