Welcome To Thomas Phua's Webpage

	Name : Thomas Phua Kah Keng     Senior Financial Consultant RepCode : 529154 MAS Rep No. : PKK200050927 Mobile : 9688 9080 Email : thomas.phua@income.com.sg

To Plan According to Client's Needs and not Wants (Life, Investment-Linked and General insurance agent)

My mission statement sounds a little strange. I started as an insurance agent since 9th September 1988. I met many clients who buy insurance plan or have bought an insurance plans but did not fully understand what they have or how that insurance plan can benefit them and their loved ones. Of course, there are also those who know exactly what they need. I felt the most impact each time I handle a claim. This is the saddest part of my job. Such claims constantly reminds me of my responsibility towards planning to meet my clients' needs.

Have you asked the following questions when you want to buy an insurance policy?

1. What is the budget that is affordable to me?
   
2. How do I get the highest coverage with the least possible premium or budget?
   
3. What happen when I lost my job? Will I have problem paying or what is the alternative?
   
4. As a single person, one will not want to burden the family in any eventuality. What plan?
   
5. As parents, what is the responsibility towards our family and children in any eventuality?
   
6. How can we plan for our children's future educational needs using CPF funds?
   
7. What happen if I lost my job as a result of dread diseases?
   ...etc.

There can be many more needs in our life. If we list it out, we can then see how we can plan comprehensively to cater to these needs.

Insurance is planned for peace of mind, and when eventualities happen there will be less hardship and the family can go on with less pain and financial difficulty. If we live to ripe old age, we can look forward to the insurance policy as retirement funds. If you have any NEEDS, why not discuss it with me or any of your trusted agents and we can together look into the best possible plans that can meet your needs.

I may not be the best agent, but I will do my best.

Assuring you of my best attention.

Thomas Phua Kah Keng

Notes of thanks to my existing clients

I would like to take this opportunity to thank you for being very supportive to me and your confidence in me as your servicing agent and also in referring your friends and relatives to me all these years. My apologies should I have failed in my service to you. I prefer to send you letters especially during year end to let you know I am still "kicking". I hope this way of getting in touch with you is acceptable. I sincerely appreciate those of you who have been keeping in touch with me whenever you have a need. I also appreciate those of you who called me from a car dealer's office to ask me for motor insurance service despite offers from the dealer to do it. Thanks for such trust you placed on me.

Should you have any query, please do not hesitate to contact me. Your feedback will help me in my service to you. I am just a call away.

Wishing you and your family love, joy, good health and prosperity.

Yours sincerely,

Thomas Phua